On the policy, there's a section somewhere that goes on about including anything in the special requirements leaflet. When I followed that, it shows its not covered for theft unless it has a tracker.
Still haven't phoned them to confirm but need to.
Extra conditions
These conditions only apply if shown on your current Policy Schedule.
1. Agreed value
If your vehicle is lost, stolen or damaged beyond repair, we will pay you the amount stated on the current Agreed
Valuation Certificate.
If the value of your vehicle has changed, you can contact us for a new valuation.
You are covered to attend club rallies and competitions if you do not participate in racing, pace making, rallying, track
days trials or speed tests either on a road, track, private grounds or at an off-road 4x4 event.
2. Telematics policy
This policy is subject to additional terms, conditions and charges relating to the type of Telematics policy you have.
Please see the relevant guide, available from admiral.com for full details. These are:
y LittleBox Hard Install Guide
y LittleBox Plug & Drive Guide.
Your Policy Schedule will show you which product you have chosen.
3. Active tracker and subscription
If your vehicle is stolen, we will only pay your claim if it is fitted with a functional tracker with an active
network subscription
The first sentence means it only applies if its on yer policy.
I am a bit concerned it states that MOD property is a hazardous location and they won't cover that. I'm probably gonna be spending more time on bases shortly.