hawky666
Well-Known Member
if its a chassis change again, i would walk away from it tbh. hencelooking at the steering first and trying to work back from there without confidence it has top be said,
Ok, so they have already paid out then?
julianf
Well-Known Member
The other thing to consider is if you could just pass it on IF the chassis turned out to be stuffed.
Again I don't know the market for shiny stuff, but would you get £6k for it on eBay with an honest description if it was the chassis? I mean I know it's hassel but as a failsafe?
hawky666
Well-Known Member
yes, and delivered back to me to weigh up as they didnt want to get involved in further looking, let alone putting tools to it. hence i have a limited time and am trying to determing exactly whats what when everywhere i call cant look at it until much later
hawky666
Well-Known Member
i can get that with a phone call in morning, but my preference is to keep if i can do it without massive hassle in extra work as 2.5 years of getting it done before was enough tbh. had just about got it how i wanted it, then bang
Well that's a bit different then.
What cat write off is it?
hawky666
Well-Known Member
Cat S
So that must suggest they think there is structural damage.
Truck worth less and insurance will be more.
hawky666
Well-Known Member
ive had this for years and have put everything into getting it built back up after a garage buggered it up.. so just trying to get answers before throwing it away potentially. Im just gutted
Can see you have spent time and money on it, I would also be upset.
Turboman
Mab An Gov
That is the problem for me.
I can make suggestions about the financial and engineering matters involved.
But you obviously have an attachment to this particular vehicle, for reasons you have explained already.
And I can't really say what financial and cost in effort it is worth to you, only you can do that.
julianf
Well-Known Member
Cat s (so far as I'm aware) could just be paint damage on a cheap car. I don't think it implies anything other than economics?
The other ones are for "this is so shagged it would be a danger to get back on the road". Cat s is just money, isn't it?
(That doesn't mean it's not stuffed, but I don't think it means that it is either?)
Edit - I just looked it up, cat n is the paint example, cat s is "structural but safely repairable"
hawky666
Well-Known Member
my problem is that the assessor on the ground thinks its not bad, was shocked it was written off, but insurance wouldnt permit a deeper assesment than primary and assessor was by own admittance under pressure with staff off and too much work, and they dont do private work, so agreed to deliver back to me to sort further..then no one else could look at any time soon, so is not a good time of year.. my heads pounding lol
In hindsight it might have been an idea to ask some questions before now.
It's possible you might be able to repair it relatively cheaply if you are lucky.
Accept the fact you will need to keep it and pay more insurance premium.
Don't see how it's a Cat S if no chassis damage is recorded in the report.
Would you need to prove the structural damage has been repaired to get insurance on it?
It's possible you might be able to repair it relatively cheaply if you are lucky.
Accept the fact you will need to keep it and pay more insurance premium.
Don't see how it's a Cat S if no chassis damage is recorded in the report.
Would you need to prove the structural damage has been repaired to get insurance on it?
hawky666
Well-Known Member
insurance have agreed to re insure with a fresh mot all thats needed
i am under no commitment to keep it., just the buy back fee held back to give me time to decide. but the xmas shut downs etc eat into this time badly so trying to weigh up as best i can myself with what guidence i can find.
if i make a call tomorrow they will collect and its gone, im paid up and thats the end of it. just dont wish to pull that trigger when seems it might not be much, but dont want to gamble the pay back figure either, very difficult
Turboman
Mab An Gov
Thinking this won't be sorted one way or another until after the New Year.
So another factor is, Do You have another motor to actually drive until it is sorted?
I'm sorry but their problems shouldn't become your problems.
It's your property which you have spent time and money on, it all smells like a bit of a stich up.
It's all made a bit harder now having accepted an offer.
I don't know the ins and outs of insuring a structural write off.
