Look at it this way, (and again, I don't know the numbers)

Say you got a 10k payout and the buy back is 6k, 4k would be enough to swap the chassis again, depending on diy or paying.

But then would the car be 10k as a cat s?

If you got a 15k payout, then 4k would be enough to do the chassis again if need be, and then you have a 15k car for 10k. But then the cat s thing again.

I don't know your numbers nor market price for fancy 90s, but you do know the numbers, so can you just look at worst case and see if the sums make sense? Then, if it's not "worst case" you're doing well?

That would seem easier to work out than what's wrong with it (with any real certainty) right now?
if its a chassis change again, i would walk away from it tbh. hencelooking at the steering first and trying to work back from there without confidence it has top be said,
 
if its a chassis change again, i would walk away from it tbh. hencelooking at the steering first and trying to work back from there without confidence it has top be said,

The other thing to consider is if you could just pass it on IF the chassis turned out to be stuffed.

Again I don't know the market for shiny stuff, but would you get £6k for it on eBay with an honest description if it was the chassis? I mean I know it's hassel but as a failsafe?
 
Ok, so they have already paid out then?
yes, and delivered back to me to weigh up as they didnt want to get involved in further looking, let alone putting tools to it. hence i have a limited time and am trying to determing exactly whats what when everywhere i call cant look at it until much later
 
The other thing to consider is if you could just pass it on IF the chassis turned out to be stuffed.

Again I don't know the market for shiny stuff, but would you get £6k for it on eBay with an honest description if it was the chassis? I mean I know it's hassel but as a failsafe?
i can get that with a phone call in morning, but my preference is to keep if i can do it without massive hassle in extra work as 2.5 years of getting it done before was enough tbh. had just about got it how i wanted it, then bang
 
yes, and delivered back to me to weigh up as they didnt want to get involved in further looking, let alone putting tools to it. hence i have a limited time and am trying to determing exactly whats what when everywhere i call cant look at it until much later
Well that's a bit different then.
What cat write off is it?
 
Something else in the mix -

A donor 1989 isn't mega bucks. So you could get rid of the cat s marker for some (but not loads) of money by buying a rusting wreck and moving all your shiny bits to it.
 
ive had this for years and have put everything into getting it built back up after a garage buggered it up.. so just trying to get answers before throwing it away potentially. Im just gutted
Can see you have spent time and money on it, I would also be upset.
 
ive had this for years and have put everything into getting it built back up after a garage buggered it up.. so just trying to get answers before throwing it away potentially. Im just gutted
That is the problem for me.
I can make suggestions about the financial and engineering matters involved.
But you obviously have an attachment to this particular vehicle, for reasons you have explained already.
And I can't really say what financial and cost in effort it is worth to you, only you can do that.
 
So that must suggest they think there is structural damage.
Truck worth less and insurance will be more.

Cat s (so far as I'm aware) could just be paint damage on a cheap car. I don't think it implies anything other than economics?

The other ones are for "this is so shagged it would be a danger to get back on the road". Cat s is just money, isn't it?

(That doesn't mean it's not stuffed, but I don't think it means that it is either?)

Edit - I just looked it up, cat n is the paint example, cat s is "structural but safely repairable"
 
So that must suggest they think there is structural damage.
Truck worth less and insurance will be more.
my problem is that the assessor on the ground thinks its not bad, was shocked it was written off, but insurance wouldnt permit a deeper assesment than primary and assessor was by own admittance under pressure with staff off and too much work, and they dont do private work, so agreed to deliver back to me to sort further..then no one else could look at any time soon, so is not a good time of year.. my heads pounding lol
 
In hindsight it might have been an idea to ask some questions before now.
It's possible you might be able to repair it relatively cheaply if you are lucky.
Accept the fact you will need to keep it and pay more insurance premium.
Don't see how it's a Cat S if no chassis damage is recorded in the report.
Would you need to prove the structural damage has been repaired to get insurance on it?
 
In hindsight it might have been an idea to ask some questions before now.
It's possible you might be able to repair it relatively cheaply if you are lucky.
Accept the fact you will need to keep it and pay more insurance premium.
Don't see how it's a Cat S if no chassis damage is recorded in the report.
Would you need to prove the structural damage has been repaired to get insurance on it?
insurance have agreed to re insure with a fresh mot all thats needed
i am under no commitment to keep it., just the buy back fee held back to give me time to decide. but the xmas shut downs etc eat into this time badly so trying to weigh up as best i can myself with what guidence i can find.
if i make a call tomorrow they will collect and its gone, im paid up and thats the end of it. just dont wish to pull that trigger when seems it might not be much, but dont want to gamble the pay back figure either, very difficult
 
my problem is that the assessor on the ground thinks its not bad, was shocked it was written off, but insurance wouldnt permit a deeper assesment than primary and assessor was by own admittance under pressure with staff off and too much work, and they dont do private work, so agreed to deliver back to me to sort further..then no one else could look at any time soon, so is not a good time of year.. my heads pounding lol
I'm sorry but their problems shouldn't become your problems.
It's your property which you have spent time and money on, it all smells like a bit of a stich up.
It's all made a bit harder now having accepted an offer.
I don't know the ins and outs of insuring a structural write off.
 
If I saw a cat s 1989 on eBay for 6k I'd not touch it with a barge pole. But you know what you've spent on it etc so, I suspect, if I was in your position, I'd buy it back...

But none of this is based on what's wrong with it!
 
So you took the money?
now you are not sure if you can repair it cheaper than what you got.
Did you rebuild it? Sounds like you did.

Why didn’t you just tell them to fix it?

J
 

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