Ive got a question for you!
How is it my insurance is £1200 p/a 4 years ncb, 21y/o.
When someone else 21 just passed their test is on £900 p/a
???
With insurance there are a lot of things taken into consideration when working out premiums, not just age, license length and No Claims Discount.
Obviously I don't have access to all of the details for these specific cases, nor would I be able to divulge the information were I to have it, but I can spitball a few things;
Firstly cover level, your quotation of 1200 could be comprehensive and the other third party, fire and theft. Also, Being a broker, we have 272 schemes available to place out business on. There's may be a difference in your details which means the scheme which is quoting £900, that makes us unable to place you on this certain market. This could be things like mileage, modifications, motoring convictions and use. In some cases, the fact that one LR is a Defender, and the other is a Disco, can mean that a scheme won't cover the vehicle.
I hope this helps. If there's any other questions, feel free to ask. I may be slow replying today, with us being closed Sundays, I'm obviously at home. However ill try and keep check on the thread.
Ed
see if i can still say excellent service after the increase... watch this space
