If peeps are going to lend peeps money & do a bank transfer they should put on the notes its a loan, that way if you go to
court to recover the funds its on the statement as a loan. This is the only way to recover money from a personal transfer.
Stating its a loan on the transfer is too late. Yer need to set out the agreement on amount and repayment terms ahead of handing over the money. Both sides need to agree in advance to be safe.
 
...that I need my bumps felt.
I just covered £11k of business debt for my lad as his start-up venture is getting off the ground.
It stings a bit as the little beggar owes me 35 grand now with this added.
But, on the plus side there is potential for this to make us both a lot of money over a 5 year term.
It is my savings, but they were just sitting there earning naff-all anyway. :)
Good luck with that Dan , I had a bad experience as above but to the tune of K 100 but all sorted now or within a month with big dividends 😉
 
Seems a shame to have to buy some board.
Pretty sure @Stanleysteamer has some ole worktop in his shed.
You know where the key is.
Really lol-ed at that. 🤣 🤣 🤣 🤣 🤣 🤣 🤣 🤣
And it is in the garridge which is locked up like Fort Knox.
That is the good stuff.
But there may be a few bits of old stuff which would do the job under the extended porch bit on the front of the house. Don't fink there is 4 though!
 
If peeps are going to lend peeps money & do a bank transfer they should put on the notes its a loan, that way if you go to
court to recover the funds its on the statement as a loan. This is the only way to recover money from a personal transfer.
There are promissory notes and other stuff you can do to prove you made the loan. As I said, they can use their house as collateral. But if it all goes fubar, the mortgage company will get any money beyond the money they get when they repo the house and flog it off, at auction or whatever if it doesn't cover the debt owed. this is what happened to my mate.
Some people pay solicitors to draw up agreements, and this can cover repayment terms etc.
 
Just noticed me posts is over 24k
IMG_20250505_163223~2.jpg
 
...well we took the old MIL to the hospital this morning.
All the way there in the car I was thinking "What is that awful smell?"
Well, we got her into the clinic and they took the dressing off and my suspicions were confirmed.
Her wound was decidedly "off". So bad in fact that they have immediately admitted her and surgery and what have you will take place tomorrow. It is very, very close to a critical point. The old gal was yelling she wanted to go home but we invoked the enduring power of attorney for health matters and overrode her wishes. So she is in for the duration until they say she can return home. Of course anaesthesia often advances dementia so things could go from bad to worse. Not sure if there isa DNR in place or not. :(
 
...well we took the old MIL to the hospital this morning.
All the way there in the car I was thinking "What is that awful smell?"
Well, we got her into the clinic and they took the dressing off and my suspicions were confirmed.
Her wound was decidedly "off". So bad in fact that they have immediately admitted her and surgery and what have you will take place tomorrow. It is very, very close to a critical point. The old gal was yelling she wanted to go home but we invoked the enduring power of attorney for health matters and overrode her wishes. So she is in for the duration until they say she can return home. Of course anaesthesia often advances dementia so things could go from bad to worse. Not sure if there isa DNR in place or not. :(
By the sound of it its getting very close
 
...well we took the old MIL to the hospital this morning.
All the way there in the car I was thinking "What is that awful smell?"
Well, we got her into the clinic and they took the dressing off and my suspicions were confirmed.
Her wound was decidedly "off". So bad in fact that they have immediately admitted her and surgery and what have you will take place tomorrow. It is very, very close to a critical point. The old gal was yelling she wanted to go home but we invoked the enduring power of attorney for health matters and overrode her wishes. So she is in for the duration until they say she can return home. Of course anaesthesia often advances dementia so things could go from bad to worse. Not sure if there isa DNR in place or not. :(
Not a nice situation Dan, but. the problem needs treating, it wont heal at home.
Maybe this is the lead up to care that is not put on your wife to do.

J
 

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