landowner · Nov 7, 2012

crazymac said:
Well i've just come of the phone from Adrian Flux, they won't be getting my business this year again!!

Last year I paid £197.00 Best quote so far from LV is £398.76!!!!!!!!!!!!!!!!

Flux came back at over £800! The operator didn't actually give me the full price because she knew about the LV quote!

I'm a 44 year old with a clean licence, living in a rural area of wales with virtually no vehicle crime (according to the insurance postcode thing i'm in one of the best areas in the UK!) max 10K a year! Go figure!

At this rate i'll be parking my car up untill insurance prices come down which means I won't be able to get to work (the service bus comes into the village at 10am on Thursday morning and returns at 4pm thursday afternoon, thats it!!) 5 miles to the nearest town, driving is a necessity not a want!!

I'm 64, clean licence, medium risk area and the insurance on my 1990 Defender 90td is just shy of 200 quid. thats with limited mileage of 8000. Best I could get and it was with Sureterm Direct

hullhunter · Nov 8, 2012

well 2 days on and still no phone call. good old flux

Orch · Nov 8, 2012

crazymac said:
At this rate i'll be parking my car up untill insurance prices come down

Good luck with that.

crazymac · Nov 8, 2012

torch1 said:
Good luck with that.

I know, thats the gutting thing, I need to drive so they have me over a barrel, but paying almost 10% of your annual income in car insurance isn't an option!

crazymac · Nov 8, 2012

crazymac said:
I know, thats the gutting thing, I need to drive so they have me over a barrel, but paying almost 10% of your annual income in car insurance isn't an option!

Actuall, let me correct that, one quote I have is 20%!!!

Flux emailed the quote to me today and its over 10% at £660 !!

hullhunter · Nov 8, 2012

well i different insurance company rang me today and after getting passed on 4 times ended up at flux. ended up getting quoted 1313 3rd party f&f so well pleased with that its not fully comp but as least its less than the 2600

they quoted original.:clap2:

ratty · Nov 8, 2012

hullhunter said:
well i different insurance company rang me today and after getting passed on 4 times ended up at flux. ended up getting quoted 1313 3rd party f&f so well pleased with that its not fully comp but as least its less than the 2600 they quoted original.:clap2:

Look in the gay lander section cos someone else was having problems and got some good prices from several other companies too.

ruffday · Nov 9, 2012

hullhunter said:
well i different insurance company rang me today and after getting passed on 4 times ended up at flux. ended up getting quoted 1313 3rd party f&f so well pleased with that its not fully comp but as least its less than the 2600 they quoted original.:clap2:

Thats quite good.
Correct me if im wrong but you havnt passed your test yet so the price will be a lot.

How old are you as well?

ruffday · Nov 9, 2012

crazymac said:
Actuall, let me correct that, one quote I have is 20%!!!

Flux emailed the quote to me today and its over 10% at £660 !!

So how much do you earn a year?

Allen 666 · Nov 9, 2012

A few weeks back i had a call from my insurance broker saying your ford transit insurance is up for renewal,Ok how much ?? £350 was the answer. ( 2.5 10 year old ) I said you're having a laugh.I had a look round and found a much better price !!That very afternoon my broker phoned me again and said r u going to renew ?? I said no i have had better quotes,What was your best I said £190 ....Ok i will do it for you for £200 plus i will through in breakdown recovery and home start as well,So i went ahead.Thats a drop of £150.This week did my disco 2 £190 all in.

nathan5346 · Nov 9, 2012

hullhunter said:
well i different insurance company rang me today and after getting passed on 4 times ended up at flux. ended up getting quoted 1313 3rd party f&f so well pleased with that its not fully comp but as least its less than the 2600 they quoted original.:clap2:

ruffday said:
Thats quite good.
Correct me if im wrong but you havnt passed your test yet so the price will be a lot.

How old are you as well?

Price will go up when/if you pass

sible88 · Nov 9, 2012

All Insurance is a joke!!
Charge you the earth and don't pay out when needed.

Orch · Nov 9, 2012

nathan5346 said:
Price will go up when/if you pass

Yep, sometimes double.

crazymac · Nov 9, 2012

ruffday said:
So how much do you earn a year?

£5500 per annum

Bump · Nov 9, 2012

hullhunter said:
hey all i was going to bye a disco last week for £3000 with loads of mods it had everything done so i rang flux for a quote and told them everything it had on it and they quoted me £2500. ive got my test booked for the 6th of next month so they said they would ring back then to see if i wanted the insurance but they rang today so i told them i didnt bye that motor but i have now got i different disco so i got a quote on that its worth £1400 and only got tyers and bumpers on it so why got back to me with a quote of £2600

how do they work out the same car with less mods and worth more than half the price is £100 more to insure.
looks like ill be getting on the phone and trying to get some cheaper quotes

You probably find it makes sense - those with modded land rovers are probably more likely to look after them, spend the money maintaning them and keep them secured at home, therefore there is a reduced risk in insuring them, even though a payout may be more if it is stolen. Modded vehicles tend to also do less miles so again less risk.

robint · Nov 9, 2012

just phoned flux for my next years renewal quote £164 fully comped all mods declared and off road cover and 5k limited millage looks like ill be sticking with them again next year

little1uk · Nov 9, 2012

nathan5346 said:
Price will go up when/if you pass

That happened to my lad, bought him a Punto Sport and while he was learning it was £1400ish and when he rang to say he had passed his test they wouldnt insure him on it, rang round and nobody would

Orch · Nov 9, 2012

crazymac said:
£5500 per annum

It's hardly fair to use percentages then is it. 10% of your income probably goes on milk as well.

crazymac · Nov 9, 2012

torch1 said:
It's hardly fair to use percentages then is it. 10% of your income probably goes on milk as well.

LOL, yeh, not far off!

Orch · Nov 9, 2012

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