ratty
I'm not special I'm limited edition
rear Xmember is about 20mm proud of the rear panel of the tube on that side
we think its terminal
You usually find that the insurance companies will repair up to 60% of the value of your landy. If yer landy is on the borderline of whether to repair or not they use the mileage to help with the final decision. Under 100k is a repair. over is a write off. I can't see them writing yours off from what you've said so far. Unless it needs re-chassising.