I owe less
But is that all!
I bought an 04 MY 130K GS model with Cruise , last week.
Body in excellent condition.
No SLS, which for me is a no cost delta either way.
No ACE, which I personally would not choose to have.
Cruise.
No CDl, but then not needed.
Full service history to 114K.
Good chassis, with a small repair done to the rear chassis.
No sunroofs, again a bonus.
Some minor issues that are being fixed , so all in total cost for the car , full service , new MAF and fuel pump is about the same as that estimate.
You add on what you think the delta between the two is. My POV is if you are looking for a car that HAS those items fitted you are either going to wait until hell freezes over or be very lucky, or you will buy the first decent one you see and either add the missing components or live without.
Cheers