Adrian Flux Insurance - Click Here to get a quote!
A

adam300tdi

Active Member
Is it legal to have a motor trade policy and not be in the motor trade at all.ive just sold my land rover to somebody and they said there not in the motors trade but he has trade insurance and he's used the traders part of the log book and it's put into a motor trade name.when he isnt a trade.is all that legal or not
 
buying and selling etc.how come hes got motor trade insurance so he can just jump in any car that hes bought and be insured when he doesnt actualy buy or sell cars,or anything like that at all.surely that insurance is for cars ur buying and selling.not just the 1 u own and want to drive around in.haveing a traders policy as ur only everyday insurance policy and not in the trade with no other policy,with how strict insurance is now a days i wudnt have thought that was ok, but thats his problem the only thing that realy bothers me is hes got the new keeper bit of the logbook.so until he sells it or wot ever hes guna do with its in my name.not the made up motor trade name hes put on the bit ive got.
 
Last edited:
adam300tdi said:
buying and selling etc.how come hes got motor trade insurance so he can just jump in any car that hes bought and be insured when he doesnt actualy buy or sell cars,or anything like that at all.surely that insurance is for cars ur buying and selling.not just the 1 u own and want to drive around in.haveing a traders policy as ur only everyday insurance policy and not in the trade with no other policy,with how strict insurance is now a days i wudnt have thought that was ok, but thats his problem the only thing that realy bothers me is hes got the new keeper bit of the logbook.so until he sells it or wot ever hes guna do with its in my name.not the made up motor trade name hes put on the bit ive got.
Click to expand...

If you send the traders bit to dvla your responsibility ends,

He could be doing sales, service and repair part time.
it would be upto trade insurance to verify his motor trade connections.

DVLA ARE ****E-send recorded delivery and forget about it
 
He defiantly wasn't doin anything with cars he don't no anything lol.so basically any1 can have a traders policy
 
I have a part time traders policy because I do a bit of mobile diagnostic stuff and a bit of buying and selling, my insurance know Im in full time employment and I can have as many private cars as I like and drive any car under my policy
 
Are traders policy worth havingmyinsurance is only 350 private but wouldnt mind been able to drive any carany time lol
 
I have a part time traders policy because I do a bit of mobile diagnostic stuff and a bit of buying and selling, my insurance know Im in full time employment and I can have as many private cars as I like and drive any car under my policy
Click to expand...

Much like me. Though I work in a garage full time on their insurance.

Are traders policy worth havingmyinsurance is only 350 private but wouldnt mind been able to drive any carany time lol
Click to expand...
Its a lot more than £350 :) And it motor trade use only not private use. You have to inform them of cars for private use and they have to be added to the insurance database
 
matt1295 said:
Are traders policy worth havingmyinsurance is only 350 private but wouldnt mind been able to drive any carany time lol
Click to expand...

So ask for the drive other cars third party clause to be put on.

So long as someone else has the vehicle in question insured you can drive it then.
 
MGBGTV8 said:
So long as someone else has the vehicle in question insured you can drive it then.
Click to expand...

my ins co say i can drive anything 3rd party insured or not, all they advised was if i was to leave the vehicle it wouldn't be insured and any issues would be the problem of the registered keeper
 
Got same thing covered for any vehicle I drive with insurance yours mine or who ever's plus rentals $25 extra a years
 
SteNova said:
my ins co say i can drive anything 3rd party insured or not, all they advised was if i was to leave the vehicle it wouldn't be insured and any issues would be the problem of the registered keeper
Click to expand...

make sure of that,normally the other vehicle must be insured before you can legally drive it using your own insurance.
 
back in 2000 my traders policy was £450 any car bike or truck, its now £2000, no m/c and gvw limit at 16tonne robbing bastids
 
You must log in or register to reply here.

Similar threads

A
Defender 90 XS TD
Replies
5
Views
3K
lightning
lightning
A
P38 2000 4.6 Thor vogue RHD HVAC issue
Replies
4
Views
385
alex230718
A
Exorcism
Minerva
Replies
13
Views
2K
Exorcism
Exorcism
The Mad Hat Man
Guilt by association and section 59 tickets
2
Replies
31
Views
2K
Freddie17
Freddie17
R
Dating evidence
Replies
4
Views
2K
yfo866
yfo866