Pikey
Dummy Ejection Facilitator..
The question usually ends with 'regardless of fault'. I was stiffed with this when I first started driving and someone hit me although that was quite a long time ago.
The theory is that someone who has been involved in an accident is more likely to have another one. A stupid flawed theory, but one they seem to use. You can't argue with statistics apparently.
Never heard of that and never had that problem when I had the fiesta.. or after the bump I had in me maestro van.