THE BUDDAH

New Member

• Jun 16, 2012

• #1

Hello,

I was just wondering how many people declare all modifications on their land rover and how much extra it cost?
Does the insurance increase in % for each modification or is there a rate depending on what you have done to the vehicle?



Cheers

 

wiltshire landyman

I’m back

• Jun 16, 2012

• #2

THE BUDDAH said:

Hello,

I was just wondering how many people declare all modifications on their land rover and how much extra it cost?
Does the insurance increase in % for each modification or is there a rate depending on what you have done to the vehicle?



Cheers

Click to expand...

anyone who doesnt declare modifications however minor is a muppet,insurance companys will try and wriggle out of any claim .

anything that isnt on it from factory is a modification to the original spec,so however small or insignificant declare it..

 

Jay reKx

Active Member

• Jun 16, 2012

• #3

I'm insured with adrian flux; told them about my cosmetic mods (keyword: cosmetic) spotlights and steering guard and it didn't cost me a penny extra.

 

U

UKAirborne

New Member

• Jun 16, 2012

• #4

What about fitting a CB, guessing you should tell your insurance you have one fitted, since its not standard?

 

nathan5346

Well-Known Member

• Jun 16, 2012

• #5

Insure as a second car and modded insurance premiums plummet

 

ratty

I'm not special I'm limited edition

• Jun 16, 2012

• #6

All mods are declared on mine.

 

wiltshire landyman

I’m back

• Jun 16, 2012

• #7

UKAirborne said:

What about fitting a CB, guessing you should tell your insurance you have one fitted, since its not standard?

Click to expand...

i bet you would moan like a girl if someone smashed your window and nicked your cb,then to find u didnt declare it.

how can an insurance company cover summit if u dont declare it

 

Bump

Well-Known Member

Events Planner

• Jun 19, 2012

• #8

wiltshire landyman said:

i bet you would moan like a girl if someone smashed your window and nicked your cb,then to find u didnt declare it.

how can an insurance company cover summit if u dont declare it

Click to expand...

no... not really, the cost of a CB (£20) compared to the excess on any policy (normally minimum £50) means the insurance company would be the last people I would tell, considering they would then use that to add an extra £2000 to my insurance every year.

 

D

discomark88

Active Member

• Jun 19, 2012

• #9

Bump said:

no... not really, the cost of a CB (£20) compared to the excess on any policy (normally minimum £50) means the insurance company would be the last people I would tell, considering they would then use that to add an extra £2000 to my insurance every year.

Click to expand...

Seconded! Unless everything was robbed at once

 

THE BUDDAH

New Member

• Jun 19, 2012

• #10

I'm with Adrian Flux also.

I have declared winch bumper and snorkel though i have not got a winch yet i was told that a winch will automatically be covered anyway.

My reason for asking was i may put more mods on the car and wanted to know how much my insurance would be affected by it.

Anybody on here declare their uprated sills/rock sliders. i bet many drivers have them but not declared there fitted to the vehicle.

 

nathan5346

Well-Known Member

• Jun 19, 2012

• #11

Frank pickles used to be very cheap on modded 4x4, they now only insure heavily modded... so they told me