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Demelza

Member

• Jun 25, 2024

• #1

I have just bought an 1988 petrol 90 truck cab. My usual insurer wants to insure it as commercial, says over 25 years is a classic and won’t do agreed value. Two classic insurers said it wasn’t a classic! Can anyone please recommend a classic insurer that will cover it?

 

ER1C

Well-Known Member

• Jun 25, 2024

• #2

Heritage, Adrian Flux..

 

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shaynecm

Active Member

• Jun 25, 2024

• #3

Think true classic insurance is for cars 40+ years.

if you just want an agreed value policy try Adrian flux.

My defender is commercial lots are listed as vans so fall into the commercial/van bracket rather than car.

 

v8250

Well-Known Member

• Jun 25, 2024

• #4

Talk with A-Plan/Howden. My 1987 Ninety Softop is on a multi car policy both with an agreed values. Be prepared to take and send lots of photographs to prove its true value, together with receipts...but for the sake of an hours work it's worth it.

+ do declare all mods your Ninety may have or your insurance will be null and void.

 

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Hicap phill

Well-Known Member

• Jun 25, 2024

• #5

Also make sure it’s a 3seater. Insurance thinks anything with 2 seats is a sports car.
Should not be classed as a commercial it’s a pick up. I don’t have my Hicap as a commercial

 

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Demelza

Member

• Jun 25, 2024

• #6

Thanks to both of you

 

marjon

Well-Known Member

Full Member

• Jun 25, 2024

• #7

AF were a bunch of “we don’t know” A-plan gave me an agreed value on my 2001 P38, and stuck with it when I argued when they devalued it.

J

 

KISSMYAURA

Well-Known Member

• Jun 25, 2024

• #8

Adrian Flux is an anagram for CNUTS
At least dick turpin had the decency to wear a mask when he robbed you.

.....they are just a scam
I have had classic vehicles for over 40 years would not touch em with a barge pole.