Muppetdaze
Active Member
I've been looking at a ps10, cos I'm cheap. Thought I better get an insurance quote.
"Sorry it's a Van"
4×4 light utility on the log book
It's a station wagon
"It's a Van sorry, but we'll give you a quote, can't have it on a multi car policy because it's a Van "
Why does it cost more to insure than a defender td5 county?
"It's a commercial vehicle"
It's more than my other two cars combined (disco 2 and a Honda jazz) and worth a lot less than a defender
Sorry but we can't do it as anything else.
So I spoke to the DVLA
it's a 4x4 light utility but it's not a Van, it would say van on the document including what type of van it is. If it doesn't say Van it's not a Van . Your insurance company should be able to do that for you
So I called them again
"Computer says Van, I can get you a Van quote,
Why? Because the DVLA say it's not a Van.
The underwriters only go by the system
Can you contact the underwriters please , I can provide pictures of the vehicle and the DVLA say it's not a Van.
Sorry I have checked our resources and the computer says no. The underwriters won't help you because they use the system.
So it's twice the price of a defender to insure, even with the same no claims, so I entered it onto a certain meerkat involved comparison site and they've got it down as a Van too. And the confusing one.
The DVLA SAY IT'S NOT A VAN.
Jeeses
On a side note there are a couple of pretty nice looking defender on ebay, location given as GB. and nicely priced too. Cept they want to ship the vehicle to you using an escrow service they suggest or paypal pay after delivery. Yeah right.
"Sorry it's a Van"
4×4 light utility on the log book
It's a station wagon
"It's a Van sorry, but we'll give you a quote, can't have it on a multi car policy because it's a Van "
Why does it cost more to insure than a defender td5 county?
"It's a commercial vehicle"
It's more than my other two cars combined (disco 2 and a Honda jazz) and worth a lot less than a defender
Sorry but we can't do it as anything else.
So I spoke to the DVLA
it's a 4x4 light utility but it's not a Van, it would say van on the document including what type of van it is. If it doesn't say Van it's not a Van . Your insurance company should be able to do that for you
So I called them again
"Computer says Van, I can get you a Van quote,
Why? Because the DVLA say it's not a Van.
The underwriters only go by the system
Can you contact the underwriters please , I can provide pictures of the vehicle and the DVLA say it's not a Van.
Sorry I have checked our resources and the computer says no. The underwriters won't help you because they use the system.
So it's twice the price of a defender to insure, even with the same no claims, so I entered it onto a certain meerkat involved comparison site and they've got it down as a Van too. And the confusing one.
The DVLA SAY IT'S NOT A VAN.
Jeeses
On a side note there are a couple of pretty nice looking defender on ebay, location given as GB. and nicely priced too. Cept they want to ship the vehicle to you using an escrow service they suggest or paypal pay after delivery. Yeah right.