steve2286w
Well-Known Member
Could the parts be covered under house contents insurance?
v8250
Well-Known Member
This. The insurance Co's will always try to wiggle. But, for example, if your LR was stolen during the rebuild it would still be insured. If the engine was stolen it would be exactly the same as if the engine was in the truck. I'd like to see any insurance Co' try to wriggle out of an honest claim in front of a Judge...the policy is for the car which is the sum of its collective parts.
Only exception to this would be if there is a specific clause clearly stating the vehicle is not insured during a rebuild/refurbishment. However, all of my classic car policies have clearly stated the car is also fully insured during restoration.
You can get insurance for a vehicle in parts , I have all my classics with Heritage Insurance and they insure one of my classics
A Austin Healey which is in bits under restoration for at least 5 years , The only clause in the policy is that all the main components must be stored at the same address , All parts are covered from fire theft etc and it is only about £80 for 20k of cover
A Austin Healey which is in bits under restoration for at least 5 years , The only clause in the policy is that all the main components must be stored at the same address , All parts are covered from fire theft etc and it is only about £80 for 20k of cover
Thanks guys.
I'm currently with Lancaster for the Defender but A plan for my kit car. I might give them a call in the morning.
