lightning
Well-Known Member
I've tried without success to get agreed value insurance on our 2006 Defender, problem is it's too new for this type of policy.
I'm concerned that if it was ever stolen there would be arguments over the value. I've heard stories of people being offered a fraction of the value after a total loss. The Defender 90 CSW in mint condition (ours is like new) with low mileage seem to go for £15-17k in the classifieds.
How do insurance companies value the Defender? It's not in the car guides (Glass's/Parkers) so do they look at selling prices in the classifieds to offer you a payout?
Last months Land Rover Owner had a buyers guide on the Defender, the featured one could have been ours, same colour, same mileage, same year....it's up for £16,995
Would the insurance company take this kind of thing into account? We are with Direct Line but none of the companies I called at renewal would do an "agreed value" policy.
I'm concerned that if it was ever stolen there would be arguments over the value. I've heard stories of people being offered a fraction of the value after a total loss. The Defender 90 CSW in mint condition (ours is like new) with low mileage seem to go for £15-17k in the classifieds.
How do insurance companies value the Defender? It's not in the car guides (Glass's/Parkers) so do they look at selling prices in the classifieds to offer you a payout?
Last months Land Rover Owner had a buyers guide on the Defender, the featured one could have been ours, same colour, same mileage, same year....it's up for £16,995
Would the insurance company take this kind of thing into account? We are with Direct Line but none of the companies I called at renewal would do an "agreed value" policy.