I've never declared a tow bar, i asked years ago and the response was they expect a land rover to be used for towing. If course if they all then i say yes
 
I'm with flux and have renewal shortly so will ask them to clarify at that point, seems a little foolish if on a defender the towbar is extra, that half the point of owning one!
My point entirely to Saga.
Mind, the term " Dixon-Bate" had the wimmins scratching her bonce!
 

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