Coffeelandy
Well-Known Member
Howdo. Anyone else getting refused insurance on their Defender? I've got a 300tdi and an 07 Tdci. Never had a problem. This year even Adrian Flux is struggling!!! Anyone else having snags???
Cornwall I think.Just renewed mine on the 8th with Lancaster. £189 for the year.
Do you live in Gaza?
I’m with Admiral too. They were the best price around, didn’t mind the minor modifications either.Strange, mine went down last year.
Try Admiral as I have a Td5 90, my son has a Ninety (200tdi) and a D2 no problems or restrictions.
I found the specialists more expensive or restrictions, in a garage ( yeah right).
A-plan said we are in a high risk postcode and wanted a lot more money.
Sorry to be picky but they are declining to offer you insurance. It's different to refused.
Refused would be if you've previously been found to have put in a fraudulent claim or some other relevant conviction etc
You don't need to tick the box 'have you ever been refused insurance' just because a company wouldn't offer you cover
You cannot help insurance companies at all. In a commonsense world the premium should go down as it could save a claim costing a couple of grand if the cat can't be stolen.my daughter had that argument with Hastings Direct ... she been declined insurance because she had an anti-cat theft device fitted and they didn't believe that it didn't boost performance ...![]()
That was also my understanding. I don’t think I have the tow bar declared on my insurance, I will have to check, I have the other things like the snorkel, and tree sliders etc. declared.That's crazy
l thought if things were factory fitted (tow bar, mud flaps etc) they didn't count as modifications.
Yes one would think so.That's crazy
l thought if things were factory fitted (tow bar, mud flaps etc) they didn't count as modifications.
Years ago i had an extensive chat with an insurer about a motorbike with lots of extras and modifications. They wanted everything listed with the note that needed to be replaced would be as OEM. They were only interested in things that impacted performanceYou cannot help insurance companies at all. In a commonsense world the premium should go down as it could save a claim costing a couple of grand if the cat can't be stolen.
It gets on my nerves when factory fitted mudflaps are counted as a mod, or indeed the factory fit towbar, they are options not modifications.
A-plan would cover the towbar aslong as I didn't use it.
I don't declare my additional security as I dare say that will load the premium.
A friend spent a fair amount on some new wheels for his Mustang, while the insurance company were happy to cover them they would only payout for original spec wheels. In reality the original spec wheels would probably be more expensive with import duty etc from America.Years ago i had an extensive chat with an insurer about a motorbike with lots of extras and modifications. They wanted everything listed with the note that needed to be replaced would be as OEM. They were only interested in things that impacted performance
We are with Saga. I rang them re the tow bar, they had to check but eventually said, "No problem".That was also my understanding. I don’t think I have the tow bar declared on my insurance, I will have to check, I have the other things like the snorkel, and tree sliders etc. declared.