Adrian Flux Insurance - Click Here to get a quote!
What you got going over there are the lawyer's doing the no fee if you don't win on auto accidents.

Here in the states it cost for Gill and I on 2 a suv4x4 and my pick up 61 no claims and no tickets since 1970 (thats right) is $2,400 a year.Thats everyting and a 500$ we pay first:eek::eek::eek::eek:

Thats cause your old and get confoosed easily. :D:D:D:D
 
Here in France I paid approximately £375 this year which covers me to travel anywhere in Europe with recovery, no excess on the windscreen, 20K kilometres a year with €0.05 cents a kilometre rebate if I do less than the 20K. The excess is £500 on some things.
 
Wow Data, that's a good deal! Maybe I'll register my car at your address and then drive it in Germany under the "anywhere in Europe" clause!
 
How old does the car have to be to qualify for classic car policy ? I have a mate whose 10 year old 5 series BMW is insured as a classic?
 
How old does the car have to be to qualify for classic car policy ? I have a mate whose 10 year old 5 series BMW is insured as a classic?

25 years old to qualify as a classic:) Some insurers may have their own interpretation:)
 
For what its worth:

Insured my RR Vogue 4.6 (2000 X reg), with no NCB (the delights of returning to the UK) om Go-compare, Admiral quoted £557, went for their 10 month NCB builder, took it down to £480 ish.

Come renewal Admiral quoted me £787, I looked on Go Compare again could get a quote for around the £500, emailed Admiral, told them I had a quote for around £500 and that they needed to do better, they said they couldnt, so told Admiral to stick it.

Checked again after cancelling my renewal with Admiral on Go Compare, found that Admiral had miraculously quoted me for £500, went for the 10 month NCB option again at £451 for a rural postcode, me 46 no accidents, no points + other half with 3 points on licence and another 3 points within 5 yrs.

Hope that helps
 
Has any one been lucky enough to find an insurance company that dosent use a mask and flintlock pistol as a sales pitch.Just got my quote for this year £568 for fully comp,no claims protected[7 years] with limited mileage of 3000,thats over £150 more than last year:eek: what did I do wrong? and to add insult to injury have been quoted over £1600, i'm 47 for christs sake not 18.If any one has been blessed with a decent insurer please let me know.

sheila's wheels quoted me 299 for a 95 dse i am 42.
what area are you in?
 
My daily driver (93 RRC 3.9EFi) went up by about 30%, 39yrs with clean licence but Manchester postcode within the M60 ring round, but had a good result today with second car (90 RRC 3.9EFi modded bobtail in the avatar) which under half of what it was last year! :) £210 fully comp with off road cover!!
For those folk with 'city' postcodes I would recommend Adrian Flux for heavily modded Range Rover classics and Lancaster for factory standard ones.
Heritage are a waste of time unless you live in out of the main towns, and keep your car garaged.
Sureterm aren't bad for lightly modded Range Rover Classics
Admiral aren't bad for factory standard, though forget their two car policy...unless BOTH car are standard
Swinton are worth a try, and their products seem to vary the most year on year...

In all cases, phone them....DO NOT use the websites...I proved to myself today that they can go into far more detail over the phone it seems, and offered a better quote and cover
 
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just been quoted this for my p38 4.0 im 25 with ****ty post code and 2 years ncb
LANDROVER RANGE ROVER SE AUTO 1994-2000 3950cc 5 doors Automatic Petrol
Registration:
P688***
Cover type:
Comprehensive
Additional Drivers:
No
Voluntary excess:
£500.00
Quoted on 14 September 2011


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Cheapest Price
£318.25

https://quote.carinsurancecompariso...wlsource=online&keyword=CICS_8164&ref=topmenu
https://quote.carinsurancecompariso...wlsource=online&keyword=CICS_8164&ref=topmenu
 
Hate to rub salt into the wound but I'm £1360 fully comp. for 10000 miles a year with adrian flux on my '93 RRC 3.9 V8 Vogue SE I'm 19 and have only had my license for 18 months. But then again I do live in a 'nice' part of the Scottish Highlands.
 
Thanks for all the feedback gents,at the moment Adrian Flux is the winning horse @ £420 but yet to confirm, so the fooker could still be shot in the stalls.Other than that i'll definately beat Dick Turpin.com cheers fellow sufferers.
 
What I don't get is why its 50 quid cheaper when I add my wife as second driver when she's never ever going to drive the thing.

You'd think that telling them I'm married would be enough, if having a "speed governer" is what they care about, particularly when I have 15 years NCB and I'm an IAM member as well.
 
What I don't get is why its 50 quid cheaper when I add my wife as second driver when she's never ever going to drive the thing.

You'd think that telling them I'm married would be enough, if having a "speed governer" is what they care about, particularly when I have 15 years NCB and I'm an IAM member as well.

Lol, its cos insurance companies think women are safer drivers and will always give you a discount if you add one on your policy.

Even if they will never drive the car, as long as they have held a full clean license for about 3 or 5 years you will get a discount.

I couldnt even reach the pedals on one of my ex's cars but he still put my on to get the discount.
 
Thems Insurance gimps need putting up against the wall an shootin when the revolution comes.
(or just shoot them anyway)


Some of my observations:

When getting quotes do it midweek, you'll get cheaper quotes than at a weekend.
(Weekends more people have the time, hence busier, busy means high demand, high demand = bigger ripoff)

Be careful when paying for things like legal cover, NCD protection, hire car etc. etc. etc.
Legal cover - if it ain't your fault most solicitors will do the work on a no win no fee basis. If it's you fault then the insurance co' argues the toss. So you could be paying for feck all.
NCD protection - bit twisted this one. Yes it will protect your NCD years BUT your policy will still be weighted as you have had an accident & weighted as if you've lost a % of your NCD.
Hire Car - Sounds like a deal BUT the cost of the hire car goes on your claim & policy and you will have most probably have extra weighting on future policies.
Again, if not your fault the other side gets you a hire car. If it's your fault then it's down to how desperate you'd need a car v the cost.
(Remember, after a claim future policies (3 - 5 yrs) will weight your policy based on the total cost of your claim as this is your 'risk' to them. i.e. a minor bump (lets say £1500 damage) plus your legals (injury) plus your hire car etc. plus your NCD protection can push your claim upto, and often into 5 figures)

My personal thinking on insurance with older, cheaper cars / trucks (i.e. low value) is to go for 3rd party only and take the hit if your daft enough to crash your car. In the long term it works out cheaper than making a claim, especially when you take the excess into account & future high premiums.

The legality of the following is questionable so be warned:

If you have a bump and it's 100% not your fault and the other party admits liability, DO NOT hand over your insurance details. Give them your name, address, phone no etc. Because they will go away and be advised that they shouldn't have admitted liability and they or their insurers will then make a claim against you!
I had this a few years ago when a HGV hit me, stuffed me big time at a roundabout. 100% his fault (he didn't look), he admitted liability uber apologetic, we swapped details and he was off in no time. His truck had a few minor scratches, my car was fecked.

Next thing I know he is claiming on my insurance and blaming me for accident! Short version: took 3 yrs to fight case and in the end I still had the claim weighted on my policies because I was INVOLVED in an accident.

For the next few years of obtaining quotes I worded my answers very carefully when asked about previous claims & accidents.
My argument is I have not had any accidents but someone else hit my vehicle.
I did not make any claims on my insurance.

Also play around with the selection of your job description, changes here make a difference. (obviously you can't lie but you can be, ahem, economical with the truth)

If you have additional qualifications like HGV licence, IAM, Skidpan, EFAD & other emergency training try putting these on and OFF your quotes.
Believe it or not some policies will be weighted if you have a HGV licence, emergency services etc. as you are classed as a professional driver and therefore at more risk of an accident, most will go the other way and take the experience and reduce the risk.

Also if your married and two vehicles, insure each others vehicle and put your other half down as named driver. We did this for years and was way cheaper.

Also use sites like Quidco when getting quotes online. They often give good rates of cashback on insurance (loads of cashback on other things too) I had a defender 110 a few years back and the best quote I got was £130 odd with £40 cash back so came in at less than £100 for 3rd party only (no other ****e either).

And lastly ALWAYS check carefully the optional excess when you get your paperwork through.
A few times now we've had this added when the peeps have been reducing your policy, they don't tell you this on the phone, they tell you the mandatory excess is £100 so you think cool, but then the paperwork states voluntary excess £500!!!! WTF :doh:
 
Got mine from sureterm direct thru go-compare web
£233 fully comp
8 years no claims
45 YRS YOUNG
policy holder and 1 other
2000 1.8xei softback.
6000 miles max per yr
 
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