disco95

New Member

• Oct 18, 2010

• #1

hi all
got a 300tdi disco recently as well as for on road use i spent alot of money on it for off road use also.
explained to my insurance company wanting it insured for what it all cost me and not market value if god forbid its writen off or stolen.
they advised can only get market value.

anyone advise if they right or if not, any one recommend who would insure what i looking for.

 

discool

Well-Known Member

• Oct 18, 2010

• #2

I run a classic car and that's on an 'agreed value' policy so ask for that, they may say no as it's not yet a classic vehicle which usually only do a low annual mileage and doesn't normanly earn any NCB.

 

disco95

New Member

• Oct 18, 2010

• #3

will give it a try
thanks

 

Hedgehog70

Active Member

• Oct 18, 2010

• #4

Yes - Speak to a specialist insurer such as Adrian Flux or Sureterm Direct

T

 

The Mad Hat Man

Well-Known Member

LZIR Despatch Agent

• Oct 18, 2010

• #5

AF use Equity Redstar - not good

 

Philthy

New Member

• Oct 18, 2010

• #6

SureTerm were a nightmare when someone drove into the back of my wife in our Defender. It was clearly not her fault and the other side admitted liability. SureTerm made us feel like we were trying to pull a fast one when we simply followed their procedures. Been with Admiral for other cars for years and when she was rear ended several years later they dealt with it excellently.

 

Hedgehog70

Active Member

• Oct 18, 2010

• #7

I think most insurers are crap. The company who insure our fleet are trying to suggest that we had something to do with stripping 3 motors of parts whilst they were parked up for the weekend.

Unfeckinbelievable

T

 

G

Gafferjim

New Member

• Oct 19, 2010

• #8

Try 4x4 off road insurance - Frank Pickles
They will only insure you if your vehicle IS MODIFIED, in fact the more modifications you have, the more they like it. It's also insured whilst green laning

 

P

paul_c

New Member

• Oct 19, 2010

• #9

Gafferjim said:

It's also insured whilst green laning

Click to expand...

Green lanes are legal highways, EVERY insurance company that covers cars on the road would also cover green lanes. Did you mean off roading?

 

Philthy

New Member

• Oct 19, 2010

• #10

Some of the buggers exclude Green Lanes even though they are legal roads. :doh: Probably run by some ignorant ramblers.

 

disco95

New Member

• Oct 20, 2010

• #11

thanks all will let you know how i get on
ta

 

steveo999

New Member

• Oct 25, 2010

• #12

I recommend Frank Pickles, did mine for 12months £204 apose to £700 with Directline and it covers offroad use, just don't get any no claims bonus and limited mileage, but that does not bother me as the disco is my 2nd car.

 

R

rollin danny

Well-Known Member

• Oct 25, 2010

• #13

Frank Pickles will not insure you if you are a labourer or a scaffolder wtf ?

 

steveo999

New Member

• Oct 25, 2010

• #14

Might be you have a more risk to use your vehicle for work puposes??

Dunno they all have weird rules if you ask me.