it was a choice not something I was forced into
As long as the ball stays in your court, plus you are getting Landy tokens then its a good deal. I must admit that, when you don't have too have a job the reasons to work are yours and not your employer, the shoes on the other foot and it makes a huge difference.
I actually retyred twice with +/- a year in between each time, the first was a little early (financially for our plan) so went back as money was good which finished the plan, second time money was better and just put the icing on the cake.
Call me greedy if you want but We now have our cake with icing to eat as we see fit.
J