As I am currently still looking for a replacement car and trying to decide between a Disco 300tdi, RR P38 or a Jeep Grand Cherokee (don't laugh at that last one please) I have been doing some research into parts availability, price of parts, even how good the forums are for providing help and advice, etc.

One of the comparisons I did was looking into the insurance costs and for a RR P38 4.0SE it would only cost about £60 more per year then for my current Suzuki GV1600.

The biggest suprise was that if I add my wife to the insurance the cost would come down by £6 per year (compared to just myself) - now my wife has not passed her driving test and has held a provisional for around 5 years (she give up as she could not get away with changing gears)

......... and I am 49 next week, have over 10 years no claims, which would have been 31 years or so if some kind person had not smashed up the back end of a 6 week old car in a supermarket car park while I was in shopping around ten years ago.

Has anyone else found this ....... add your wife to your policy and see if it reduces your premium??

So if you see a Rangey of JGC with L plates on you know who it may be.

not the wife, but Im also 31, and added my dad/mum as named drivers, last couple of years it brought my premium down quite a bit, however this year did nothing.

What do you think they use Topaz and Amethyst etc for when they aren't pulling the lottery numbers out of them?

They consult the spirit world through a magic mirror

lorri789 said:

They consult the spirit world through a magic mirror

Click to expand...

I thought they dealt a hand of Patience and added the numbers, multiplied by seven then divided that by three while they had you on hold?

I too was looking at insurance quotes for two cars,
Car 1. W220, Mercedes S-350,petrol, good spec, 04 plate, £6000, quote £624
Car 2. L322, Range Rover 4.4,petrol, [Vogue, I think] 06 plate, £13000, quote £398.
It baffles me how a car half the price of the RR is £200 more to insure is it something to do with the price of parts if it does get a knock?

i insured my p38 4.0 with lancaster for £300ish land rover insurance. im 25, 0 ncb, and i was one crap post code

They're coo*ts. I moved 1/4 of a mile from a street with three crimes (according to police database) to a street with one and had to pay £50 extra.
I went from a 1600 escort to a 3.9 v8 disco for less than £5 increase and then from the 3.9 to a 1.8 gay lander which cost me £45 extra.

They pick a random number them this is the interesting bit, x 1000 % 500 x7.56 + a random number then take the last digit and the first and ad them together and they say well that's not expensive enough better add a few more quid.