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lugo35

Member

• May 13, 2014

• #1

Hi all, just a question about homemade bumpers. how do you fair with insurance ? do you need to tell them , not performance enhancing???

thanks andy

 

discool

Well-Known Member

• May 13, 2014

• #2

Any modification from a vehicles standard spec, insurances companies would like to know about it that's why they ask.

 

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lugo35

Member

• May 13, 2014

• #3

how much will it add then if anything the quote??

 

Dr_evil

Banned

• May 13, 2014

• #4

when I put mine on I told them it was a heavy duty bumper, non standard and non landrover OEM. They then asked if I wanted the cost of the upgrade covered in the event of a crash and I said no so it cost me nothing

 

Td5D2

New Member

• May 13, 2014

• #5

As it will most likely be made of metal, it will be far more dangerous to a pedestrian in a crash so if the insurance company isn't informed not only will you not receive a payout and will get your insurance invalidated, you could face criminal charges.

Just tell them and be safe.

 

Paul D

Old, nackered 'n broke, but the Landy is fine . :)

Events Planner

• May 13, 2014

• #6

As drevil says. I went with AF and they sent a sheet asking for details of all upgrades, which I duly filled in along with a couple I since fitted (already had them ready to put on). Result was as far as I could tell no change to insurance.

I simply said my bumper was a Heavy Duty winch bumper, not standard Landrover.

 

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lugo35

Member

• May 14, 2014

• #7

so home made or bought doesn't matter??

 

StuRox

Well-Known Member

• May 15, 2014

• #8

and here's me expecting to see some inspiration photo's from other peoples home made bumpers - especially rear ones.....

 

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camaroneil

Member

• May 16, 2014

• #9

StuRox said:

and here's me expecting to see some inspiration photo's from other peoples home made bumpers - especially rear ones.....

Click to expand...

here here,

 

Animal88

Active Member

• May 16, 2014

• #10

same here.

but to keep with the thread. I have heard about mods to older landrovers actually bringing the daylight robbery down due to it being 'cared for' and not just being a chelsea tractor school run vehicle