Galladog

Well-Known Member

• Aug 2, 2021

• #1

Just got home after picking up the Landy with its new galvanised chassis.
Phoned the insurance company and they cancelled the insurance saying it was a modification they won't cover !
The cheapest quote from the brokers was £980 !!!
The previous cost was £400 with business cover.
Who do you recommend I get my insurance from ?

 

Al2O3

Well-Known Member

Full Member

• Aug 2, 2021

• #2

We use Admiral. Can't remember if I've told them about my galvanised chassis.

 

H

Hicap phill

Well-Known Member

• Aug 2, 2021

• #3

Did the give a reason Why won’t the cover the chassis change?

 

Galladog

Well-Known Member

• Aug 2, 2021

• #4

Hicap phill said:

Did the give a reason Why won’t the cover the chassis change?

Click to expand...

They said that it was a modification !
Marsland chassis so original GKN just galvanised

 

H

Hicap phill

Well-Known Member

• Aug 2, 2021

• #5

Galladog said:

They said that it was a modification !
Marsland chassis so original GKN just galvanised

Click to expand...

thanks. So the insurance don’t like it galv because it ups the value they will have to pay out then.

change companies & once rebuilt get an agreed value policy.

 

Galladog

Well-Known Member

• Aug 2, 2021

• #6

Been getting quotes, best one so far is £460, waiting for NFU to get back to me tomorrow.

 

Galladog

Well-Known Member

• Aug 2, 2021

• #7

Chassis already done, managed to get a 7 day period of grace while sorting out the new insurance.
LV don't like galvanised chassis!!!

 

Knappster

Well-Known Member

Full Member

• Aug 2, 2021

• #8

Flux cover galvy chassis’ and I’m not aware that they charge any more as long as it’s declared. Best to check though...

 

Galladog

Well-Known Member

• Aug 3, 2021

• #9

Got a quote from Adrian Flux, £650.
Still getting quotes.

 

H

Hicap phill

Well-Known Member

• Aug 3, 2021

• #10

Galladog said:

Got a quote from Adrian Flux, £650.
Still getting quotes.

Click to expand...

Don’t forget they give forum members discounts

 

Stanleysteamer

Well-Known Member

Full Member

• Aug 3, 2021

• #11

Galladog said:

They said that it was a modification !
Marsland chassis so original GKN just galvanised

Click to expand...

...cos it would be more expensive to repair, replace or write off the vehicle. Galv costs more, simple as.
But Flux are tw@ts anyway.
Lancaster?

 

Stanleysteamer

Well-Known Member

Full Member

• Aug 3, 2021

• #12

Galladog said:

Been getting quotes, best one so far is £460, waiting for NFU to get back to me tomorrow.

Click to expand...

And they are a bunch of sh!theads too. Left them when they started refusing to cover my trailer, altho they were happy to for a few years.

 

Stanleysteamer

Well-Known Member

Full Member

• Aug 3, 2021

• #13

Galladog said:

Chassis already done, managed to get a 7 day period of grace while sorting out the new insurance.
LV don't like galvanised chassis!!!

Click to expand...

LV only like relatively new standard cars.