Kenbo
Active Member
I was an agent for the NFU for over 20 years. We were often seen as expensive but I could justify that based on our personal service and claims handling. I'm now retired but wouldn't consider insuring elsewhere.
We had our problems like every other insurer. Total loss values were sometimes difficult as some people had an unrealistic idea of what their vehicle was worth.
I would have looked at garage adverts or perhaps Autotrader to check. If I thought a valuation was low, I could always contact the local assessor or claims handler on behalf of the client and common sense usually prevailed.
Auto Express magazine carries out an annual survey of insurers, NFU has been in first place every year for the past six or seven years!
No matter who you insure with, make sure you have heard of the company which actually underwrites your policy. My experience of the smaller companies underwritten by Lloyds was poor, they had lots of exclusions, likewise, online quotes which draw you to the cheapest premium.
My classic car policy is with Allianz (NFU can't cover one of my cars) The company has a good enough reputation. I have received competitive quotes from some of the classic car brokers, but in the main I'm not familiar with the actual insurer so won't touch them.
We had our problems like every other insurer. Total loss values were sometimes difficult as some people had an unrealistic idea of what their vehicle was worth.
I would have looked at garage adverts or perhaps Autotrader to check. If I thought a valuation was low, I could always contact the local assessor or claims handler on behalf of the client and common sense usually prevailed.
Auto Express magazine carries out an annual survey of insurers, NFU has been in first place every year for the past six or seven years!
No matter who you insure with, make sure you have heard of the company which actually underwrites your policy. My experience of the smaller companies underwritten by Lloyds was poor, they had lots of exclusions, likewise, online quotes which draw you to the cheapest premium.
My classic car policy is with Allianz (NFU can't cover one of my cars) The company has a good enough reputation. I have received competitive quotes from some of the classic car brokers, but in the main I'm not familiar with the actual insurer so won't touch them.
