M

moatmeister

Member

• Dec 12, 2012

• #1

Despite having a clean licence for years with no accidents or convictions and previously a full NCB, at the age of nearly nearly 50 I have ended up with a situation where I have no bonus as I have not used it for 10 years due to having had a motor trade policy. Garage is now closed, the traders policy bonus is not transferable to a personal policy and have been getting quotes of around £1500 - £2000 to insure a small cheap car privately.

Looking to buy a RR which I could insure on a flat rate classic policy as a second car. Have used Footman James in the past, they say has to be over 15yrs old making a 1998 or older vehicle a possibility. Anybody any experiance of the cut off dates for other classic policy companies? Also any experiance of insuring lpg conversions with them?

 

dogsbody

Very senior member

• Dec 12, 2012

• #2

Unless there's something else that you're not mentioning I'm surprised at your quotes.
I've got me (P38) and her (Focus) with Admiral for less than half of that. It would be less if she didn't have a habit of ripping the sides out of cars.

Go online and try Admiral. Then, if you have the patience and enjoy playing these robbing b******s at their own game, use that as your best offer and try Elephant, then Diamond, then Bell. They're all the same company so it's the same application form just with a different coloured backing !
Then, if you fancy it, you could go round again. I regularly get about a third knocked off their annual renewal. It's a bit boring but how else are you going to 'make' a few hundred quid sat at home one evening.

 

M

moatmeister

Member

• Dec 12, 2012

• #3

Having no NCB is the killer!

 

kevwill

Active Member

• Dec 12, 2012

• #4

moatmeister said:

Having no NCB is the killer!

Click to expand...

You've sort of answered your own question. Try Lancaster (they also do classic car insurance) and go for a limited mileage policy. Your going to be paying more until you've got a couple of years ncb.

 

JohnnyCrash

New Member

• Dec 12, 2012

• #5

add another person to the policy as a named driver - doing this chopped my quote in half!!

Try: Sureterm Direct

 

Saint.V8

Dyed-in-the-wool 100% RR Junkie

Full Member

• Dec 12, 2012

• #6

Admiral have always been good to me!

 

M

moatmeister

Member

• Dec 12, 2012

• #7

Thanks everyone. Got initial affordable low mileage quote with admiral around £320 3000miles with no ncb. Looks like this might be a way forward. Just need to find Rangie now. Thanks

 

A

AntDB74

Member

• Dec 12, 2012

• #8

+1 for sureterm, call them

 

barmatt

Well-Known Member

LZIR Despatch Agent

• Dec 12, 2012

• #9

I insure my classic mercedes as a second car with Peter Best Insurance

Very reasonable at £270 a year for me and the missus, fully comp, full breakdown etc.