inbetween a bit of a argument here, just got my first landrover 110 with the 19j engine, are they permantly in 4 wheel drive or do they go into 4 wheel drive when engaged into diff lock?:

BIG BUT! can't insure the bugger coz it's a 9 seater with windows but i've only got 3 doors and insurance say it's 5 doors! ITS MY BLOODY WINDOW ITS PARKED OUTSIDE NOT YOURS!! anybody got any idea's?