N
Nige
Guest
Went to try buy a Disco 3 today from the local LR dealer, the salesman was a top bloke, sorted what cars
in stock etc, looked my car over, talked money on the car I was looking at. I was after a D3 2.7 TDV6 7
seater auto in grey or green met paint. List price was £32,000, not a cheap car. The salesman sorted the
price down to £28,300 & whatever we could agree on my car. They offered a low amount as they would on a
10 year old RR P38, but not ridiculous as I know the deal with finance etc to make it more affordable
given the low trade in. All car dealers do it & I don't care as long as payments are ok.
He gets his boss to run some figure through the computer, the **** forgets I'm there at first & carries
on chatting to someone over bog all. His boss, after 30 minutes turns up with a set of figures that I
just couldn't believe. I ask what the minimum future value was, what mileage they had me down on per
year. What the APR was & exactly how much the car was costing to buy & exactly how much I was being
allowed for mine. These are the parameters you need for a PCP. The tosser turned round to me & told me
APR means nothing when it comes to car payments & that he was offering the best APR in town etc. He would
not tell me what it was, what the min value was. His payment represented around 18% apr my neighbour
tells me (ex-sales manager for Jag!!) He kept asking 'what is your monthly payment limit' & to my mind
all they do is make it fit even if it's too high etc. I walked in utter disgust at his attitude to myself
& even the sales bloke was stunned by his arrogance. I got myself an APR of 8% from VW the day before &
they where very up front about the deal etc.
These ****tards are regulated by the FSA, that amounts to miselling at the very least & maybe even
misleading conduct.
My next door knows the dealer principle, guess who I'm ringing tomorrow.
I may even ring the FSA. He must of thought as I was wearing some site clothes I was thick, but he's
gonna get a rocket tomorrow.
Nige
--
Subaru WRX
Range Rover 4.6 HSE (The Tank!)
110 Hi Cap (Ben)
'"Opinions are like arseholes, everyones got one"
in stock etc, looked my car over, talked money on the car I was looking at. I was after a D3 2.7 TDV6 7
seater auto in grey or green met paint. List price was £32,000, not a cheap car. The salesman sorted the
price down to £28,300 & whatever we could agree on my car. They offered a low amount as they would on a
10 year old RR P38, but not ridiculous as I know the deal with finance etc to make it more affordable
given the low trade in. All car dealers do it & I don't care as long as payments are ok.
He gets his boss to run some figure through the computer, the **** forgets I'm there at first & carries
on chatting to someone over bog all. His boss, after 30 minutes turns up with a set of figures that I
just couldn't believe. I ask what the minimum future value was, what mileage they had me down on per
year. What the APR was & exactly how much the car was costing to buy & exactly how much I was being
allowed for mine. These are the parameters you need for a PCP. The tosser turned round to me & told me
APR means nothing when it comes to car payments & that he was offering the best APR in town etc. He would
not tell me what it was, what the min value was. His payment represented around 18% apr my neighbour
tells me (ex-sales manager for Jag!!) He kept asking 'what is your monthly payment limit' & to my mind
all they do is make it fit even if it's too high etc. I walked in utter disgust at his attitude to myself
& even the sales bloke was stunned by his arrogance. I got myself an APR of 8% from VW the day before &
they where very up front about the deal etc.
These ****tards are regulated by the FSA, that amounts to miselling at the very least & maybe even
misleading conduct.
My next door knows the dealer principle, guess who I'm ringing tomorrow.
I may even ring the FSA. He must of thought as I was wearing some site clothes I was thick, but he's
gonna get a rocket tomorrow.
Nige
--
Subaru WRX
Range Rover 4.6 HSE (The Tank!)
110 Hi Cap (Ben)
'"Opinions are like arseholes, everyones got one"