N

Nige

Guest
Went to try buy a Disco 3 today from the local LR dealer, the salesman was a top bloke, sorted what cars
in stock etc, looked my car over, talked money on the car I was looking at. I was after a D3 2.7 TDV6 7
seater auto in grey or green met paint. List price was £32,000, not a cheap car. The salesman sorted the
price down to £28,300 & whatever we could agree on my car. They offered a low amount as they would on a
10 year old RR P38, but not ridiculous as I know the deal with finance etc to make it more affordable
given the low trade in. All car dealers do it & I don't care as long as payments are ok.

He gets his boss to run some figure through the computer, the **** forgets I'm there at first & carries
on chatting to someone over bog all. His boss, after 30 minutes turns up with a set of figures that I
just couldn't believe. I ask what the minimum future value was, what mileage they had me down on per
year. What the APR was & exactly how much the car was costing to buy & exactly how much I was being
allowed for mine. These are the parameters you need for a PCP. The tosser turned round to me & told me
APR means nothing when it comes to car payments & that he was offering the best APR in town etc. He would
not tell me what it was, what the min value was. His payment represented around 18% apr my neighbour
tells me (ex-sales manager for Jag!!) He kept asking 'what is your monthly payment limit' & to my mind
all they do is make it fit even if it's too high etc. I walked in utter disgust at his attitude to myself
& even the sales bloke was stunned by his arrogance. I got myself an APR of 8% from VW the day before &
they where very up front about the deal etc.

These ****tards are regulated by the FSA, that amounts to miselling at the very least & maybe even
misleading conduct.

My next door knows the dealer principle, guess who I'm ringing tomorrow.

I may even ring the FSA. He must of thought as I was wearing some site clothes I was thick, but he's
gonna get a rocket tomorrow.

Nige


--

Subaru WRX
Range Rover 4.6 HSE (The Tank!)
110 Hi Cap (Ben)

'"Opinions are like arseholes, everyones got one"


 
Nige wrote:

|| I may even ring the FSA. He must of thought as I was wearing some
|| site clothes I was thick, but he's gonna get a rocket tomorrow.
||
|| Nige

I don't think any of us would want to be on the end of one of your rockets,
Nige.

--
Rich
==============================

I don't approve of signatures, so I don't have one.


 
Richard Brookman wrote:
> Nige wrote:
>
>>> I may even ring the FSA. He must of thought as I was wearing some
>>> site clothes I was thick, but he's gonna get a rocket tomorrow.
>>>
>>> Nige

>
> I don't think any of us would want to be on the end of one of your rockets,
> Nige.


I'm hoping the rocket will come from his boss, the nut nearly came from me!!

--

Subaru WRX
Range Rover 4.6 HSE (The Tank!)
110 Hi Cap (Ben)

'"Opinions are like arseholes, everyones got one"


 
You fed up of the P38 already Nige?!

When I was in a position to buy new cars I always
found (at the time BMW) dealers more than open with
such things, but I'm not at all surprised at the
attitude of a LR dealership - they are famed for their
ignorance and arrogance. I'm sure they think the cars
sell themselves because they are LR's and they don't have
to bother doing anything. My local LR dealer is a case
in point. Although I have to say that whenever I've been
in Lakeland LR in Kendal (where my parents live) I've
found the guys in there to be very good, and I've been
handed the keys to several LR's with no questions asked
and sent off on my own to see what I thought - though they
would probably have had a fit if they knew where I had
taken them (there are some fun narrow, steep and twisty
lanes close to the dealership!)

So, are you going for the D3 then?

Matt

Nige wrote:
> Went to try buy a Disco 3 today from the local LR dealer, the salesman was a top bloke, sorted what cars
> in stock etc, looked my car over, talked money on the car I was looking at. I was after a D3 2.7 TDV6 7
> seater auto in grey or green met paint. List price was £32,000, not a cheap car. The salesman sorted the
> price down to £28,300 & whatever we could agree on my car. They offered a low amount as they would on a
> 10 year old RR P38, but not ridiculous as I know the deal with finance etc to make it more affordable
> given the low trade in. All car dealers do it & I don't care as long as payments are ok.
>
> He gets his boss to run some figure through the computer, the **** forgets I'm there at first & carries
> on chatting to someone over bog all. His boss, after 30 minutes turns up with a set of figures that I
> just couldn't believe. I ask what the minimum future value was, what mileage they had me down on per
> year. What the APR was & exactly how much the car was costing to buy & exactly how much I was being
> allowed for mine. These are the parameters you need for a PCP. The tosser turned round to me & told me
> APR means nothing when it comes to car payments & that he was offering the best APR in town etc. He would
> not tell me what it was, what the min value was. His payment represented around 18% apr my neighbour
> tells me (ex-sales manager for Jag!!) He kept asking 'what is your monthly payment limit' & to my mind
> all they do is make it fit even if it's too high etc. I walked in utter disgust at his attitude to myself
> & even the sales bloke was stunned by his arrogance. I got myself an APR of 8% from VW the day before &
> they where very up front about the deal etc.
>
> These ****tards are regulated by the FSA, that amounts to miselling at the very least & maybe even
> misleading conduct.
>
> My next door knows the dealer principle, guess who I'm ringing tomorrow.
>
> I may even ring the FSA. He must of thought as I was wearing some site clothes I was thick, but he's
> gonna get a rocket tomorrow.
>
> Nige
>
>
> --
>
> Subaru WRX
> Range Rover 4.6 HSE (The Tank!)
> 110 Hi Cap (Ben)
>
> '"Opinions are like arseholes, everyones got one"
>
>

 
Matthew Maddock wrote:
> You fed up of the P38 already Nige?!
>
> When I was in a position to buy new cars I always
> found (at the time BMW) dealers more than open with
> such things, but I'm not at all surprised at the
> attitude of a LR dealership - they are famed for their
> ignorance and arrogance. I'm sure they think the cars
> sell themselves because they are LR's and they don't have
> to bother doing anything. My local LR dealer is a case
> in point. Although I have to say that whenever I've been
> in Lakeland LR in Kendal (where my parents live) I've
> found the guys in there to be very good, and I've been
> handed the keys to several LR's with no questions asked
> and sent off on my own to see what I thought - though they
> would probably have had a fit if they knew where I had
> taken them (there are some fun narrow, steep and twisty
> lanes close to the dealership!)
>
> So, are you going for the D3 then?
>
> Matt
>
> Nige wrote:
>> Went to try buy a Disco 3 today from the local LR dealer, the salesman was a top
>> bloke, sorted what cars in stock etc, looked my car over, talked money on the car I
>> was looking at. I was after a D3 2.7 TDV6 7 seater auto in grey or green met paint.
>> List price was £32,000, not a cheap car. The salesman sorted the price down to £28,300
>> & whatever we could agree on my car. They offered a low amount as they would on a 10
>> year old RR P38, but not ridiculous as I know the deal with finance etc to make it
>> more affordable given the low trade in. All car dealers do it & I don't care as long
>> as payments are ok. He gets his boss to run some figure through the computer, the **** forgets I'm
>> there
>> at first & carries on chatting to someone over bog all. His boss, after 30 minutes
>> turns up with a set of figures that I just couldn't believe. I ask what the minimum
>> future value was, what mileage they had me down on per year. What the APR was &
>> exactly how much the car was costing to buy & exactly how much I was being allowed for
>> mine. These are the parameters you need for a PCP. The tosser turned round to me &
>> told me APR means nothing when it comes to car payments & that he was offering the
>> best APR in town etc. He would not tell me what it was, what the min value was. His
>> payment represented around 18% apr my neighbour tells me (ex-sales manager for Jag!!)
>> He kept asking 'what is your monthly payment limit' & to my mind all they do is make
>> it fit even if it's too high etc. I walked in utter disgust at his attitude to myself
>> & even the sales bloke was stunned by his arrogance. I got myself an APR of 8% from VW
>> the day before & they where very up front about the deal etc. These ****tards are regulated by the
>> FSA, that amounts to miselling at the very least
>> & maybe even misleading conduct.
>>
>> My next door knows the dealer principle, guess who I'm ringing tomorrow.
>>
>> I may even ring the FSA. He must of thought as I was wearing some site clothes I was
>> thick, but he's gonna get a rocket tomorrow.
>>
>> Nige
>>
>>
>> --
>>
>> Subaru WRX
>> Range Rover 4.6 HSE (The Tank!)
>> 110 Hi Cap (Ben)
>>
>> '"Opinions are like arseholes, everyones got one"


As annoying as it is, yes, but i am gonna cause that ****chop some bother tomorrow.

Luckily for me, they have two dealerships that can spit on each other round here.

Once thing i cannot stand is utter ****ing ignorance & basic theft.

Nige



--

Subaru WRX
Range Rover 4.6 HSE (The Tank!)
110 Hi Cap (Ben)

'"Opinions are like arseholes, everyones got one"


 
>
>As annoying as it is, yes, but i am gonna cause that ****chop some bother tomorrow.
>
>Luckily for me, they have two dealerships that can spit on each other round here.
>
>Once thing i cannot stand is utter ****ing ignorance & basic theft.
>
>Nige
>
>
>
>--?
>
>Subaru WRX
>Range Rover 4.6 HSE (The Tank!)
>110 Hi Cap (Ben)
>
>'"Opinions are like arseholes, everyones got one"
>


Why use the dealer at all? I got the Nissan in 5 days with two phone
calls from a lease company, despite being told there was no UK stock
for 12 weeks. Delivered to my office, and cheaper than the dealer....



--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'03 Volvo V70
'06 Nissan Navara aka "The Truck"
 
Have you looked at imports? You could prob save a good bit.


"Nige" <nigel.inceBUGGEROFF@btinternet.com> wrote in message
news:5LGdnS2SxtToaf3ZRVnyiw@pipex.net...
> Went to try buy a Disco 3 today from the local LR dealer, the salesman was

a top bloke, sorted what cars
> in stock etc, looked my car over, talked money on the car I was looking

at. I was after a D3 2.7 TDV6 7
> seater auto in grey or green met paint. List price was £32,000, not a

cheap car. The salesman sorted the
> price down to £28,300 & whatever we could agree on my car. They offered a

low amount as they would on a
> 10 year old RR P38, but not ridiculous as I know the deal with finance etc

to make it more affordable
> given the low trade in. All car dealers do it & I don't care as long as

payments are ok.
>
> He gets his boss to run some figure through the computer, the **** forgets

I'm there at first & carries
> on chatting to someone over bog all. His boss, after 30 minutes turns up

with a set of figures that I
> just couldn't believe. I ask what the minimum future value was, what

mileage they had me down on per
> year. What the APR was & exactly how much the car was costing to buy &

exactly how much I was being
> allowed for mine. These are the parameters you need for a PCP. The tosser

turned round to me & told me
> APR means nothing when it comes to car payments & that he was offering the

best APR in town etc. He would
> not tell me what it was, what the min value was. His payment represented

around 18% apr my neighbour
> tells me (ex-sales manager for Jag!!) He kept asking 'what is your monthly

payment limit' & to my mind
> all they do is make it fit even if it's too high etc. I walked in utter

disgust at his attitude to myself
> & even the sales bloke was stunned by his arrogance. I got myself an APR

of 8% from VW the day before &
> they where very up front about the deal etc.
>
> These ****tards are regulated by the FSA, that amounts to miselling at the

very least & maybe even
> misleading conduct.
>
> My next door knows the dealer principle, guess who I'm ringing tomorrow.
>
> I may even ring the FSA. He must of thought as I was wearing some site

clothes I was thick, but he's
> gonna get a rocket tomorrow.
>
> Nige
>
>
> --
>
> Subaru WRX
> Range Rover 4.6 HSE (The Tank!)
> 110 Hi Cap (Ben)
>
> '"Opinions are like arseholes, everyones got one"
>
>



 
On or around Tue, 09 May 2006 23:34:58 +0100, Tim Hobbs <tim@spam.com>
enlightened us thusly:

>>
>>As annoying as it is, yes, but i am gonna cause that ****chop some bother tomorrow.
>>
>>Luckily for me, they have two dealerships that can spit on each other round here.
>>
>>Once thing i cannot stand is utter ****ing ignorance & basic theft.
>>
>>Nige
>>
>>
>>
>>--?
>>
>>Subaru WRX
>>Range Rover 4.6 HSE (The Tank!)
>>110 Hi Cap (Ben)
>>
>>'"Opinions are like arseholes, everyones got one"
>>

>
>Why use the dealer at all? I got the Nissan in 5 days with two phone
>calls from a lease company, despite being told there was no UK stock
>for 12 weeks. Delivered to my office, and cheaper than the dealer....


This is something the crap dealers *really* need to take note of, and
improve their act. There are of course decent dealers out there as well.
--
Austin Shackles. www.ddol-las.net my opinions are just that
Blue: The sky is blue for a reason. Blue light is a source of strength
and harmony in the cosmos. Create a blue light in your life by
telephoning the police
from the Little Book of Complete B***ocks by Alistair Beaton.
 
Nige,

AFAIK they use Black Horse for finance - and they are VERY cagey about
releasing the APR on the loans for some reason. When I got the top-up to buy
Bagheera - it was through LR/Black Horse. My bank manageress came to see me
and told me she could do a better deal - got the paperwork and shook her
head. She said it's unreal that they can get away without posting the APR on
the SIGNED documents?!?!

Oh well....good luck :)

--
Neil


 
Neil Brownlee wrote:
> Nige,
>
> AFAIK they use Black Horse for finance - and they are VERY cagey about
> releasing the APR on the loans for some reason. When I got the top-up to buy
> Bagheera - it was through LR/Black Horse. My bank manageress came to see me
> and told me she could do a better deal - got the paperwork and shook her
> head. She said it's unreal that they can get away without posting the APR on
> the SIGNED documents?!?!


**** that - isn't there any consumer protection law? Any finance
agreement signed here (NZ) must have full disclosure of interest rates,
cost of finance and about 3 pages of other stuff that you probably
didn't want to know.


--
EMB
 
On Wed, 10 May 2006 10:11:13 +0100, "Neil Brownlee"
<n.brownlee@pccontrolNOSPAMsystems.com> wrote:

>Nige,
>
>AFAIK they use Black Horse for finance - and they are VERY cagey about
>releasing the APR on the loans for some reason. When I got the top-up to buy
>Bagheera - it was through LR/Black Horse. My bank manageress came to see me
>and told me she could do a better deal - got the paperwork and shook her
>head. She said it's unreal that they can get away without posting the APR on
>the SIGNED documents?!?!
>
>Oh well....good luck :)


That's my experience too - when we got the last Audi we had a few
lease quotes. HSBC beat the lot with a straight loan and gave me 20k
in the bank as overdraft within the hour until the papers were signed.

--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'03 Volvo V70
'06 Nissan Navara aka "The Truck"
 
On Wed, 10 May 2006 09:23:03 +0100, Austin Shackles
<austinNOSPAM@ddol-las.net> wrote:

>On or around Tue, 09 May 2006 23:34:58 +0100, Tim Hobbs <tim@spam.com>
>enlightened us thusly:
>
>>>
>>>As annoying as it is, yes, but i am gonna cause that ****chop some bother tomorrow.
>>>
>>>Luckily for me, they have two dealerships that can spit on each other round here.
>>>
>>>Once thing i cannot stand is utter ****ing ignorance & basic theft.
>>>
>>>Nige
>>>
>>>
>>>
>>>--?
>>>
>>>Subaru WRX
>>>Range Rover 4.6 HSE (The Tank!)
>>>110 Hi Cap (Ben)
>>>
>>>'"Opinions are like arseholes, everyones got one"
>>>

>>
>>Why use the dealer at all? I got the Nissan in 5 days with two phone
>>calls from a lease company, despite being told there was no UK stock
>>for 12 weeks. Delivered to my office, and cheaper than the dealer....

>
>This is something the crap dealers *really* need to take note of, and
>improve their act. There are of course decent dealers out there as well.


The worse the dealer, the better I feel about drinking their coffee,
using their demonstrator and not owning up to Charlotte putting
chocolate on the upholstery of a 350Z, all prior to ordering from
someone without all those overheads!

To be fair, local Nissan were very good but owned by Dixon who, in
their Peugeot guise, shafted my Dad more than once. So they were
never going to get the business. Neighbouring dealer was utterly
hopeless though, couldn't even give me a test drive despite having two
nearly-new examples on the forecourt.

Land Rover Wakefield didn't have a single 110 in stock to look at, and
the set up now seems to be almost entirely Range Rover. They usually
have a 90 with a wheel on a rock and a fishing rod on the roofrack
because it's Heritage innit.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'03 Volvo V70
'06 Nissan Navara aka "The Truck"
 

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