In the middle of getting an insurance agreed value on my Defender 90. Also waiting for the **** takes...

Ive based my personal valuation of the car on the original price + the price of all parts minus a bit.

The car and all the bits Ive spent comes to around £13,000 so I valued it at £12,000. Insurance came back to me at £10,500, thats alright but obviously I want as much out of it as possible and in the case it does get nicked/ruined then I would like to be able to re build the same/similar Landy again.

Specs list as follows -

2002 Defender 90 TD5 - 75K

Saftey Devices Half Cage
Terrafirma A Winch Bumper
Paddocks Steel Steering Guard
Terrafirma Steering Damper
Terrafirma HD Steering Arms
Fuel Tank Guard
Boost Alloys
Exmoor Trim Tip Up Rear Seats
OMP Strada Bucket Seat
OMP Steering Wheel
TD5 Raptor Dash Plate
KC Daylighter x2
Roof Lights x4
Upgraded speakers/headunit etc
EGR Blank
De-Cat & Straight Thru
Light Guards
HD Rock Sliders
Extensive Sound Proofing
HD Springs
Delphi Dampers
Cooper Dsicoverer STT 265/75 Tyres + Spare on Steel Wheel
Tinted Rear Windows

Pics will come shortly.

Chassis is solid, no rust
Paintwork B-
Transmission solid
Engine is solid
Electrics are fine (shockingly enough)
Glass is in good nick

What you guys think? Leave it at £10500 or ask for more?

If you want to agree a price with the insurance company, then stick at your valuation.

They will insure anything at any price, which is generally reflected in the premiums they will ask you to pay!

You could always consider an independant valuation to help back your reasoning up?

Thanks

when I had my MG B I just put down the price I paid for it, sent off some pics and they agreed it no probs