Thanks flymaster.
I had heard from a guy I was looking at Defenders from that Monarch wasn't too different to main dealer pricings, so I don't think it is you being cheap.
Still looking, sadly. Have looked at a couple, but am scouring through all the information on here trying to make myself as knowledgable as I can before taking the plunge and finding out the questions to ask, things to look at, check etc.
If you hear of anything in our neck of the woods, feel free to drop me a message
Alice