We have unmodified 2004
mk 1 freelander TD4 Auto. Insured last year with LV because was a change of vehicle midterm. At renewal this year, premium had increased by over £120 to £459. That's for 2 x 50yr olds both employed living in a low rated post code driving a 15yr old vehicle, with full protected NCB but both with small accident history

I know insurance has gone up a lot recently so is that a competitive price?

Got a quote with Adrian Flux for renewal. Gave exactly the same vehicle and driver details, quote was £1144. Adviser refused to justify the price. Obviously didn't want our business. To Dan@AdrianFlux, surely to be a "specialist Insurer" you at least need to be competitive?

The three rules of renewals that work for me

• Sort out quotes 3-4 weeks before due no later, the later you leave it the higher they are
• Use Money Supermarket / Compare the Market or similar and get a bunch of quotes it takes seconds.
• Take the lowest quote and offer it to your existing insurer as a price match option.

We have unmodified 2004
mk 1 freelander TD4 Auto. Insured last year with LV because was a change of vehicle midterm. At renewal this year, premium had increased by over £120 to £459. That's for 2 x 50yr olds both employed living in a low rated post code driving a 15yr old vehicle, with full protected NCB but both with small accident history

I know insurance has gone up a lot recently so is that a competitive price?

Got a quote with Adrian Flux for renewal. Gave exactly the same vehicle and driver details, quote was £1144. Adviser refused to justify the price. Obviously didn't want our business. To Dan@AdrianFlux, surely to be a "specialist Insurer" you at least need to be competitive?

Hi Jim,
Did you wish to message me your full name / postcode as we'd like to look into this. You mentioned you'd changed vehicles mid-term, the increase is of course likely to be related to the change of vehicle if you have a more expensive vehicle/more powerful etc, etc.

Once we view your details we can see why the difference we've quoted from what you've had.

Thanks.

Dan