G

Groomers

Active Member

• Aug 30, 2013

• #1

A third party insurer wants to write my disco off as their driver spun into the front of it.
I know a cat c requires a vic check and a remot, but unsure of what a cat d would entail.
I don't have my other car on the road currently so could do without the disco being off the road too ( the only damage to mine is the winch bumper and winch plus one of the spotlights) so it's still drivable I've just fitted a std bumper for the moment.

 

Freelaner

Landy Driver

• Aug 30, 2013

• #2

cat d requires no checks but has to repaired so it will pass an mot if it has to

 

G

Groomers

Active Member

• Aug 30, 2013

• #3

Awesome, will just have to fight for a better settlement figure from them.

 

Bump

Well-Known Member

Events Planner

• Aug 30, 2013

• #4

Why do they need to write it off - they should just give you a cash settlement. IF they write it off don't they then own the vehicle and you'd have to buy it back...

 

Dr_evil

Banned

• Aug 30, 2013

• #5

they CANT write it off unless you say they can, tell them to #### off and pay out for damages like a nice shiny new winch and bumper plus any other damages i.e. airbags if deployed or body panel creases then leave it at that

 

top-cat

Well-Known Member

• Aug 30, 2013

• #6

a 3rd party insurer can not write your car car off. you can demand the repairs be done even if it runs into tens of thousands

 

Bump

Well-Known Member

Events Planner

• Aug 30, 2013

• #7

I'd also get an independant check to ensure the chassis isn't bent / twisted

 

Freelaner

Landy Driver

• Aug 30, 2013

• #8

Bump said:

I'd also get an independant check to ensure the chassis isn't bent / twisted

Click to expand...

the cat d i repaired was checked when i had the tracking done after rebuilding it

 

top-cat

Well-Known Member

• Aug 30, 2013

• #9

I would also be demanding a rental vehicle, they are required to provide you with something along the same lines as you have, so 4x4 for a start.
have the chassis checked ( at land rover) and get a price for replacement if required. you will soon have them offering you something acceptable

 

gemsdad

NOT BOTHERED.

• Aug 31, 2013

• #10

top-cat said:

i would also be demanding a rental vehicle, they are required to provide you with something along the same lines as you have, so 4x4 for a start.
Have the chassis checked ( at land rover) and get a price for replacement if required. You will soon have them offering you something acceptable

Click to expand...

+1

 

SteveD

Senile Member

• Aug 31, 2013

• #11

From what I can make out you have a contract with YOUR insurer which allows them to write a vehicle off if the repairs are too expensive. You don't have any contract with a third party insurer so are within your rights to demand that they repair yours rather than writing it off. Stick to your guns!