L

Liam

Guest
I am trying to sort out the agreed value part of my insurance policy but my
new insurance company do not agree with my valuation.

The companies I've used before have agreed (more or less) straight away
after sending them photos and details of the restoration and modifications
done to it. I value my Series 3 V8 at approx. £4000 although I know its cost
me a lot more than that to build and would cost me about the same if I built
another one the same today.

My insurance company value it at £2500 the only reference they give for
there valuation is one for sale advert in a classic car magazine.



After my Land Rover was involved in a crash a couple of years ago the
engineer who assessed the damage to it agreed the value of £4000 in fact he
thought it could be worth a bit more. They settled the claim by giving me my
Land Rover back and £2500 to repair it. I repaired it to a better condition
than it was before the crash.



My insurance company now want an independent valuation of my Land Rover if I
want to change the agreed value. Does anyone know who I can get to do this
and what will it cost me?



Regards



Liam


 
It's called "over-capitalisation".

You POMS are useless for making up your own minds.....always needing
hand-holding. Can't you be a MAN & sort it out yourself....!!!???

Yeah I know....a "top-posting"....but who gives a rat's arse.

Ric Norris
Brisbane. Australia.
http://users.bigpond.net.au/cavedrawings


"Liam" <liamhoskinAT@blueyonderDOT.coDOT.uk> wrote in message
news:vZjYe.2063$WV1.1668@fe2.news.blueyonder.co.uk...
>I am trying to sort out the agreed value part of my insurance policy but my
>new insurance company do not agree with my valuation.
>
> The companies I've used before have agreed (more or less) straight away
> after sending them photos and details of the restoration and modifications
> done to it. I value my Series 3 V8 at approx. £4000 although I know its
> cost me a lot more than that to build and would cost me about the same if
> I built another one the same today.
>
> My insurance company value it at £2500 the only reference they give for
> there valuation is one for sale advert in a classic car magazine.
>
>
>
> After my Land Rover was involved in a crash a couple of years ago the
> engineer who assessed the damage to it agreed the value of £4000 in fact
> he thought it could be worth a bit more. They settled the claim by giving
> me my Land Rover back and £2500 to repair it. I repaired it to a better
> condition than it was before the crash.
>
>
>
> My insurance company now want an independent valuation of my Land Rover if
> I want to change the agreed value. Does anyone know who I can get to do
> this and what will it cost me?
>
>
>
> Regards
>
>
>
> Liam
>
>


 
On Thu, 22 Sep 2005 05:22:56 GMT, "Ric Norris" <spam@nospam.com>
wrote:

>Yeah I know....a "top-posting"....but who gives a rat's arse.

Such a dignified response from someone no doubt still stinging at the
loss of the Ashes, and more likely getting lots of sheeps arse rather
than giving a rats arse...


--
"We have gone from a world of concentrated knowledge and wisdom to one
of distributed ignorance. And we know and understand less while being
increasingly capable." Prof. Peter Cochrane, formerly of BT Labs
In memory of Brian {Hamilton Kelly} who logged off 15th September 2005
 
In message <QcrYe.9703$0E5.6568@news-server.bigpond.net.au>
"Ric Norris" <spam@nospam.com> wrote:

> It's called "over-capitalisation".
>
> You POMS are useless for making up your own minds.....always needing
> hand-holding. Can't you be a MAN & sort it out yourself....!!!???
>
> Yeah I know....a "top-posting"....but who gives a rat's arse.
>
> Ric Norris
> Brisbane. Australia.
> http://users.bigpond.net.au/cavedrawings
>
>

http://users.bigpond.net.au/cavedrawings
^^^^^^^^^^^^
How appropriate!

Richard

--
www.beamends-lrspares.co.uk sales@beamends-lrspares.co.uk
Running a business in a Microsoft free environment - it can be done
Powered by Risc-OS - you won't get a virus from us!!
Boycott the Yorkshire Dales - No Play, No Pay
 
Mother wrote:

"In memory of Brian {Hamilton Kelly} who logged off 15th September 2005"

Who was he ?

Steve
 
On Thu, 22 Sep 2005 10:51:41 +0100, Steve Taylor
<steve@thetaylorfamily.org.uk> wrote:

>"In memory of Brian {Hamilton Kelly} who logged off 15th September 2005"
>
>Who was he ?

An old mate - and (generally) very vell known usenet contributor.


--
"We have gone from a world of concentrated knowledge and wisdom to one
of distributed ignorance. And we know and understand less while being
increasingly capable." Prof. Peter Cochrane, formerly of BT Labs
In memory of Brian {Hamilton Kelly} who logged off 15th September 2005
 

"Ric Norris" <spam@nospam.com> wrote in message
news:QcrYe.9703$0E5.6568@news-server.bigpond.net.au...
> It's called "over-capitalisation".
>
> You POMS are useless for making up your own minds.....always needing
> hand-holding. Can't you be a MAN & sort it out yourself....!!!???
>
> Yeah I know....a "top-posting"....but who gives a rat's arse.
>
> Ric Norris
> Brisbane. Australia.
> http://users.bigpond.net.au/cavedrawings
>
>
> "Liam" <liamhoskinAT@blueyonderDOT.coDOT.uk> wrote in message
> news:vZjYe.2063$WV1.1668@fe2.news.blueyonder.co.uk...
>>I am trying to sort out the agreed value part of my insurance policy but
>>my new insurance company do not agree with my valuation.
>>
>> The companies I've used before have agreed (more or less) straight away
>> after sending them photos and details of the restoration and
>> modifications done to it. I value my Series 3 V8 at approx. £4000
>> although I know its cost me a lot more than that to build and would cost
>> me about the same if I built another one the same today.
>>
>> My insurance company value it at £2500 the only reference they give for
>> there valuation is one for sale advert in a classic car magazine.
>>
>> After my Land Rover was involved in a crash a couple of years ago the
>> engineer who assessed the damage to it agreed the value of £4000 in fact
>> he thought it could be worth a bit more. They settled the claim by giving
>> me my Land Rover back and £2500 to repair it. I repaired it to a better
>> condition than it was before the crash.
>>
>> My insurance company now want an independent valuation of my Land Rover
>> if I want to change the agreed value. Does anyone know who I can get to
>> do this and what will it cost me?
>>
>> Regards
>> Liam


Anyone know what he is on about?
I've only asked if anyone knows who can do a independent valuation on my
Land Rover, what's that got to do with "making up your own minds",
"hand-holding", "be a MAN & sort it out yourself" or "top-posting"?

Liam


 
On Thu, 22 Sep 2005 12:31:08 GMT, "Liam"
<liamhoskinAT@blueyonderDOT.coDOT.uk> wrote:

>Anyone know what he is on about?
>I've only asked if anyone knows who can do a independent valuation on my
>Land Rover, what's that got to do with "making up your own minds",
>"hand-holding", "be a MAN & sort it out yourself" or "top-posting"?

He's just throwing his toys out of his pram...
Lost the cricket, we fleeced them ewe see, baaaarmy, these Ozzies,
couldn't even manage a sheepish grin...

In order to answer your question, you can find people to do valuations
acceptable to insurance companies advertising in the back of most Land
rover magazines.


--
"We have gone from a world of concentrated knowledge and wisdom to one
of distributed ignorance. And we know and understand less while being
increasingly capable." Prof. Peter Cochrane, formerly of BT Labs
In memory of Brian {Hamilton Kelly} who logged off 15th September 2005
 
Ric Norris wrote:

> You POMS are useless for making up your own minds.....always needing
> hand-holding. Can't you be a MAN & sort it out yourself....!!!???


Surely unless you are an Aborigine then you are probabally a decendent
of the worst of our pommie scum?

You send us your crap soap stars and we'll send qualified tradesmen &
women that arent afraid to work to stop your nation falling into despair.

Still, could be worse, you could be a septic!

:¬)

--
http://gymratz.co.uk - Best Gym Equipment & Bodybuilding Supplements UK.
http://trade-price-supplements.co.uk - TRADE PRICED SUPPLEMENTS for ALL!
http://fitness-equipment-uk.com - UK's No.1 Fitness Equipment Suppliers.
http://gymratz.co.uk/hot-seat.htm - Live web-cam! (sometimes)
 

""Pet @ www.gymratz.co.uk ;¬)"" <PeTe33@gymratz.co.uk> wrote in message
news:98zYe.113332$G8.98639@text.news.blueyonder.co.uk...
> Ric Norris wrote:
>
>> You POMS are useless for making up your own minds.....always needing
>> hand-holding. Can't you be a MAN & sort it out yourself....!!!???
>
>
> Surely unless you are an Aborigine then you are probabally a decendent of
> the worst of our pommie scum?

That should read "criminal" pommie scum surely? The "chav's" of their time
;-)

>
> You send us your crap soap stars and we'll send qualified tradesmen &
> women that arent afraid to work to stop your nation falling into despair.

Aircraft technicians to enable Quantas to actually fly planes!

>
> Still, could be worse, you could be a septic!

Yeah, then all you'd do is flex your military muscle (in a knee-jerk
reaction type style) in an attempt to prevent anyone else having any clout!
In my whole military career I think I met only 3 or 4 "sherman's" that were
"normal" people, not brainwashed by the state patriotism machine or totally
intent on their own little version of world domination. 'Tis unfortunate, as
I have no doubt that there are actually many decent shermans out there, I
just seemed to meet a cross-section that was about 98% ****.
Now, on the other hand I have relatives in New Zealand - you should hear
what they have to say about the Aussies! ;-)
Badger.


 
Essentially an agreed value is a compromise between what you wold like to
get in the event of a total write off or theft and what the insurance
company is prepared to pay.

I doubt if anyone has ever managed to get a value that reflects the amount
of money put into the project as is shown by the resale values on the second
hand market of peoples projects which they have invested time and money in,
only to get market price, as it is demand that drives it all in the end.

For my part I have not changed my agreed value, even though I have made
modificitions to convert it into a camper, which according to ones
perspective could either put its resale value up or down depending on the
market one is trying to offload it in.


--
Larry
Series 3 rust and holes


"Liam" <liamhoskinAT@blueyonderDOT.coDOT.uk> wrote in message
news:vZjYe.2063$WV1.1668@fe2.news.blueyonder.co.uk...
> I am trying to sort out the agreed value part of my insurance policy but
my
> new insurance company do not agree with my valuation.
>
> The companies I've used before have agreed (more or less) straight away
> after sending them photos and details of the restoration and modifications
> done to it. I value my Series 3 V8 at approx. £4000 although I know its
cost
> me a lot more than that to build and would cost me about the same if I
built
> another one the same today.
>
> My insurance company value it at £2500 the only reference they give for
> there valuation is one for sale advert in a classic car magazine.
>
>
>
> After my Land Rover was involved in a crash a couple of years ago the
> engineer who assessed the damage to it agreed the value of £4000 in fact
he
> thought it could be worth a bit more. They settled the claim by giving me
my
> Land Rover back and £2500 to repair it. I repaired it to a better
condition
> than it was before the crash.
>
>
>
> My insurance company now want an independent valuation of my Land Rover if
I
> want to change the agreed value. Does anyone know who I can get to do this
> and what will it cost me?
>
>
>
> Regards
>
>
>
> Liam
>
>


 
Essentially an agreed value is a compromise between what you wold like to
get in the event of a total write off or theft and what the insurance
company is prepared to pay.

I doubt if anyone has ever managed to get a value that reflects the amount
of money put into the project as is shown by the resale values on the second
hand market of peoples projects which they have invested time and money in,
only to get market price, as it is demand that drives it all in the end.

For my part I have not changed my agreed value, even though I have made
modificitions to convert it into a camper, which according to ones
perspective could either put its resale value up or down depending on the
market one is trying to offload it in.


--
Larry
Series 3 rust and holes


"Liam" <liamhoskinAT@blueyonderDOT.coDOT.uk> wrote in message
news:vZjYe.2063$WV1.1668@fe2.news.blueyonder.co.uk...
> I am trying to sort out the agreed value part of my insurance policy but
my
> new insurance company do not agree with my valuation.
>
> The companies I've used before have agreed (more or less) straight away
> after sending them photos and details of the restoration and modifications
> done to it. I value my Series 3 V8 at approx. £4000 although I know its
cost
> me a lot more than that to build and would cost me about the same if I
built
> another one the same today.
>
> My insurance company value it at £2500 the only reference they give for
> there valuation is one for sale advert in a classic car magazine.
>
>
>
> After my Land Rover was involved in a crash a couple of years ago the
> engineer who assessed the damage to it agreed the value of £4000 in fact
he
> thought it could be worth a bit more. They settled the claim by giving me
my
> Land Rover back and £2500 to repair it. I repaired it to a better
condition
> than it was before the crash.
>
>
>
> My insurance company now want an independent valuation of my Land Rover if
I
> want to change the agreed value. Does anyone know who I can get to do this
> and what will it cost me?
>
>
>
> Regards
>
>
>
> Liam
>
>



 
On Sun, 25 Sep 2005 11:59:41 +0100, "Larry" <NDA@larry-arnold.cwm>
wrote:

>Essentially an agreed value is a compromise between what you wold like to
>get in the event of a total write off or theft and what the insurance
>company is prepared to pay.

No. An agreed value - upon the insurer accepting an independent
evaluation, is what they agree to pay you in the event of a loss.


--
"We have gone from a world of concentrated knowledge and wisdom to one
of distributed ignorance. And we know and understand less while being
increasingly capable." Prof. Peter Cochrane, formerly of BT Labs
In memory of Brian {Hamilton Kelly} who logged off 15th September 2005
 
On Thu, 22 Sep 2005 15:12:05 +0000 (UTC), "Badger"
<brianhatton@btinternet.com> wrote:

>Aircraft technicians to enable Quantas to actually fly planes!

How many planes does 'Quantas' have? Do they borrow from the Qantas
fleet?

--
Craig
 
On Mon, 26 Sep 2005 09:09:53 +1000, Craig Welch <craig@pacific.net.sg>
wrote:

>On Thu, 22 Sep 2005 15:12:05 +0000 (UTC), "Badger"
><brianhatton@btinternet.com> wrote:
>
>>Aircraft technicians to enable Quantas to actually fly planes!
>
>How many planes does 'Quantas' have? Do they borrow from the Qantas
>fleet?

Well if we are doing grammar correction I'd point out that you refer
to 'Quantas' in the singular in your first sentence, then in the
plural in your second.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'03 Volvo V70
 
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