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Almonds

Member
Just a post to warn people that Admiral grp (and child companies -Elephant etc.) are eagerly conducting fraud audits to check any and all driver and vehicle details.

Necessary to provide the following docs:
Main driver license (both parts, all sides)
Named driver license(s) (both parts, all sides)
Vehicle V5c log book document (all pages)
Proof of address (council tax bill etc.)

They found a "discrepancy" in my Defender 110 300tdi V5c and this has increased my policy by £510, which is more than doubles the original quote. The date of ownership on my V5c is quoted as the date I registered the car at my new address, not when I bought it. The surplus money now puts the annual cost to close to £1000. In searching the web there are similar cases of colours not being the same i.e. a gold car being described as beige in the V5c, or green/blue mismatch.

It is worth noting that the V5c is NOT proof of ownership and cannot be used in such a fashion. I am currently fighting my case and will soon involve the regulators, but funnily enough I have been with Admiral group for the past 3 years with the 110, so why they are kicking up a stink, I don't know. They stand to lose an honest customer.

Keep an eye out, and check your docs against your policy.

Alm.
 
Just a post to warn people that Admiral grp (and child companies -Elephant etc.) are eagerly conducting fraud audits to check any and all driver and vehicle details.

Necessary to provide the following docs:
Main driver license (both parts, all sides)
Named driver license(s) (both parts, all sides)
Vehicle V5c log book document (all pages)
Proof of address (council tax bill etc.)

They found a "discrepancy" in my Defender 110 300tdi V5c and this has increased my policy by £510, which is more than doubles the original quote. The date of ownership on my V5c is quoted as the date I registered the car at my new address, not when I bought it. The surplus money now puts the annual cost to close to £1000. In searching the web there are similar cases of colours not being the same i.e. a gold car being described as beige in the V5c, or green/blue mismatch.

It is worth noting that the V5c is NOT proof of ownership and cannot be used in such a fashion. I am currently fighting my case and will soon involve the regulators, but funnily enough I have been with Admiral group for the past 3 years with the 110, so why they are kicking up a stink, I don't know. They stand to lose an honest customer.

Keep an eye out, and check your docs against your policy.

Alm.

You can bet there are a bunch/many insurance company's that are or will be doing the same thing. There is so much fraud in insurance. Wrong post code and addresses are the big one and then having the parents as primary driver for lower rates for Junior can have cheap insurance and the parent never drives the car
 

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