tegwin

New Member
I am looking at getting a 110 defender CSW 9 seater.

I have found a really nice one but when I phoned around some of the insurance companies are coming back with it on their system as a "utility" or a "pickup" it is neither...:doh:

I did a HPI check and it is coming back as

model: defender 110 TD5
Body type: Light Utility 4x4


The owner assures me that it has always been a CSW and it looks very smart from the photos....He has it insured with one of the companies who didn't recognise the reg as a CSW...

Is this just one of those "oddities" that can be lived with or should I be concerned?
 
Get the chassis number and look here LAND ROVER VIN that will tell you what it was built/registered as. Can be important if you consider going to London due to congestion charge as CSW's are generally exempt.
 
Every insurance company I've had a quote from tell me mine is a county station wagon once I tell them the reg.

the V5 says
Model: 90 DEFENDER COUNTY SW TDi
Body type: LIGHT 4x4 UTILITY
Taxation class: PRIVATE/LIGHT GOODS (PLG)

I would be very suspicious.
 
You can put the numberplate into the LEZ, and it will tell you what they think it is, and that should be straight from the DVLA.

Similar issues apply to the Dartford Crossing, Severn Bridge, and other toll areas. They check your number plate, and if you haven't paid the commercial rate you will get a bill in the post.

I believe at one time a CSW could be registered as either private or commercial, depending on your tax situation which you preferred.
 
Meh, mines down as a van whenever I ring for insurance, checked, and the DVLA have it down as a CSW.
Not sure is insurers use the DVLA database or what for vehicle details, ive had 2 previous cars that were wrong too, one had the engine size listed incorrect, the other the model was wrong. again both of these were correct on the V5, but every insurer got it wrong (as did all the comparison sites)
 
I read somewhere that its down to what LR was registering them as when they rolled off the line,

apparently they hate paying tax as much as we do
 
For many years the 'Light utility 4x4' was the simple catch-all for a 4WD - and didn't make any odds on tax etc.

Then all of a sudden it did matter (for VAT/BIK, congestion charge, Dartford, lez.......!!!) - LR will confirm (if true!) that a CSW was built as (funnily enough) a Station Wagon, and can be 'correctly' classified as 'Estate car/station wagon'.

Some were not built as CSW, but converted later, and cannot be changed/backdated - my 2000 110CSW was 'corrected' no problem. A
 
For many years the 'Light utility 4x4' was the simple catch-all for a 4WD - and didn't make any odds on tax etc.

Then all of a sudden it did matter (for VAT/BIK, congestion charge, Dartford, lez.......!!!) - LR will confirm (if true!) that a CSW was built as (funnily enough) a Station Wagon, and can be 'correctly' classified as 'Estate car/station wagon'.

Some were not built as CSW, but converted later, and cannot be changed/backdated - my 2000 110CSW was 'corrected' no problem. A
 

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