Well, Sureterm put my Disco 1 premium up from £270 this year to £790 for some reason (nothing changed from last year). Flux, Lancaster et all were coming in around £350. I am 41 with full NCB, lots of cars , bikes, safe postcode etc etc so I called A Plan and now have a policy with all mods declared at £159 FC! That's more like it. Cheers A Plan. Maybe give 'em a go yourselves.